Tuesday, 13 September 2011

The Insiders Guide To Home Security

The Home Security Insiders Guide reveals the fastest way possible to make your home burglar proof. A burglary occurs every 8 seconds in the US alone. Your home and family could be the next victim that criminals targets. Protect yourself with this guide.


Check it out!

Monday, 12 September 2011

Put an End to Criminal Identity Theft




Being mistaken for someone else can be very hazardous. It can actually get you punished for something you never did. A couple of situations have already cropped up when someone else in a course of a criminal act uses another persons identity.





Many criminals have had the ability to get crucial and vital information, such as social security number, addresses, credit card numbers, bank accounts, birth certificates and etcetera to commit crimes.





The imposter uses someone else’s identification. Not only that, most of the imposter uses fraudulent information or in this case, true personal information but not their own. The fake identification can lead the crime to someone else. As a result, the innocent person will suffer from all of the consequences of the crime commited.





In a traffic scenario, criminal identity theft can also happen. Traffic imposter that violates the traffic rules can use a fraudulent driver’s license with another persons name. By doing this, they can escape the traffic fine or escape from appearing in court as the law requires. The fine goes to another persons record.





The judge will surely issue a warrant of arrest for traffic violation. Unfortunately, the license card is in the name of the victim. Because of this, the imposter will never appear in any court hearing. The worst thing is that, the victim is normally arrested upon a routine traffic stop.





Criminal identity theft is more complicated compared to financial identity theft. Fortunately, unlike other theft cases, criminal identity theft is very rare. In this case the imposter has a rigid form of identify complex. Especially if the suspect uses a different fraud identity, the police department will surely have a hard time looking for the perpetrator.





At the present situation, police are very much more cautious when it comes to criminal identity theft. This offense is considered to be an extreme personal crime. Moreover, records are not easily cleared which could cause several problems with transactions a person may undertake. For example, a criminal record, albeit false, can mar a clean record causing a person some problems with say his credit or a job opportunity.





Not only that, criminal identity imposter can also tamper with some bank account charges of the victim. It can also make some bank account withdrawals and social security tampering. Unrelated crimes can also be committed by the imposter for whom the victim may be held responsible.





Criminal identity theft can also affect the victim in obtaining a job. The imposter can simply use the other personal documents in some events. An impostor can steal from a company and the assumed identity may get the bum wrap for the act done.





The real trouble in identity theft is that the burden of proof relies on the victim’s evidences. The victim must have enough information and data in order to clear up the issues. Not only that, if the imposter had committed a serious offense, the trial can take years. It can even cost the victim thousands of dollars to clear his or her name. These are more conveniences on the part of the victim.





In most cases, the victim is required to have a set of circumstances. The victim must render enough time and evidences to clear the issue on his or her criminal records. A good lawyer should also be retained, the sooner you clear your name and your records the better it will be for you.





If you ever found out that someone is using your identity, don’t wait for the authorities to pick you up, do actions already to minimize the potential damage it may cause.





What are things that an individual should do when criminal identity theft happened?





• The very first thing that he must do is to report the incident. The local law enforcement agency must know the misidentification issue.





• Proper impersonation report must be filled officially. The victim must not take all things for granted. He must act as soon as possible to prevent serious troubles.





• Having enough information about the particular laws of the state is important. The victim must know the proper proceedings when it comes to identity theft. Here is where a good and knowledgeably lawyer will be very handy.





This kind of criminal offense happens more often than what everybody thinks. It has already destroyed countless lives of innocent people. Do not let somebody damage your reputation. Take the essential precautions to protect yourself from criminal identification theft.


Sunday, 11 September 2011

Avg Technologies Usa Inc Internet Security 3u 2011 People-Powered Protection Sm Box

Avg Technologies Usa Inc Internet Security 3u 2011 People-Powered Protection Sm BoxAVG Social Networking Protection keeps you safe by checking the links in messages you post on sites like Facebook. Works automatically in real time ¨C no setup required. AVG Identity Protection keeps your online identity safe, by shielding your passwords, credit card numbers, and other personal information from prying eyes. AVG Protective Cloud Technology is an early warning system that identifies and stops new threats. The cloud, combined with the power of our community, blocks threats before they reach you. It also reduces false positives. AVG¡¯s Firewall immediately blocks unauthorized inbound or outbound attempts to access or distribute your personal information. It also includes smart intrusion prevention to keep your home network even more secure. Faster, Lighter and More Powerful: Rated 1 for threat detection by independent testing labs1. One of the fastest scanning speeds available2. Easy to install and use. Minimum system requirements: Processor: Intel Pentium 1.5 GHz or faster. Memory: 512 MB of RAM. Hard disk free space (for installation): 750 MB. Recommended system requirements: Processor: Intel Pentium 1.8 GHz or faster. Memory: 512 MB RAM. Hard disk free space (for installation): 1400 MB. Compatibility: MS Windows XP and XP Pro (32/64 bit). MS Windows Vista (32/64 bit). MS Windows 7 (32/64 bit).

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AURORA 10 Sheet MicroShred Professional Shredder

AURORA 10 Sheet MicroShred Professional ShredderAurora's professional heavy duty MircroShred MB Version AU1030MB 10-sheet paper shredder is designed for frequent small office or home shredding. Ideal for multiple users who shred 50-75 times per day. The AU1030MB shreds CDs and credit cards (one at a time), staples and paper clips and has a 7.0 gallon pull-out wastebasket which holds 80% more shreds than cross-cut machines.. Features include: ShredSafe safety power control feature, Overload and Thermal protection, LED status indicators and has ultra quiet operation at 58-60 dB.

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Saturday, 10 September 2011

Regarding Commercial Identity Theft: Who has Stolen your Good Identity?




You wake up one lovely morning and you tell yourself that it is going to be a great day. As you walk towards the kitchen to cook a luscious breakfast, the phone rang.





With a smile pasted on your face, you said one of the sweetest hello you have ever uttered your whole life, only to find out from an alert employee whom you are speaking with on the other line that you are near insolvency.





You stand there frozen - unable to make the information sink in instantly. Afterwards, the smiled faded into a wry. Now you know your identity is in great trouble.





Somebody has stolen your name, address, social-security number, bank and credit account numbers and phone numbers. Somebody has stolen your IDENTITY.





That somebody has been using your identifying information and accounts to purchase properties and enrich. You are greatly indebted and your bank accounts are emptied. Without you knowing it, you are nearing your doom days.





What is identity theft? Identity theft happens when somebody has taken your name, address, Social Security number (SSN), identifying information and credit card account or bank accounts in order to commit crimes and other fraudulent machinations.





If you are faced in this situation, fury and loathe will be an understatement. That is for sure. It takes years to build who you are and what you have now. No one has the right to take it away from you. If they do, they have to pay for it.





Your identity is as precious as your life. Your finances are valuable as your living. You have worked hard for it. Hence, it is just but right to protect them from the widespread identity theft commercial.





Perpetrators can easily steal identities. They roam around and watch you closely and the next thing you found out is that you have fallen victim of identity theft commercial. Do not let this happen to you. Try to device something helpful.





Moreover, you have to be extra cautious about your personal information especially those that involves your finances.





You have to make an effective identity theft commercial prevention plan. To do it efficiently, here are some of the things that you must do:





1. You have to check your credit report from the three bureaus at least once every year. Check whether it is accurate. If it contains error, dispute it right away. This is to protect you from fraud and inconsistencies.







2. Another way to prevent identity theft commercial is not to leave your Social Security card in your wallet when you carry the same in public places. Leave it at home or anywhere safe and away from intruders.





3. Keep your social security number, bank account pin numbers and credit report access number private. Do not write your ATM pin number at the back of the ATM card. Another, since identity theft commercial has invaded the net, use security software. Firewall is a good choice.





4. Avoid Internet frauds. Bear in mind that no reputable and legal business will ask you to confirm your personal identification information through e-mail. This is an example of a hoax leading to identity theft commercial.





5. Be careful in telling others your credit card number via phone. This is especially true with telemarketers.





6. When you are about to have an airline or hotel reservation, it is preferable that you use a regular corded phone rather than a cell phone or cordless phone. This will minimize the chance of identity theft commercial.





7. You can also have a membership program from a company that helps victims of identity theft to recover from said crime. Said membership provides security, convenience and financial assistance. In addition, it also offers reimbursement of benefits covered.





8. If you happen to find a credit card, report it immediately. This is to stop a possible chain of identity theft commercial.





9. If you have queries regarding identity theft commercial, you are free to visit the Federal Trade Commission site at www.consumer.gov/idtheft. You can also call its Identity Theft Hotline at 1-877-IDTHEFT (438-4338).





More often than not, the perpetrator’s goal is just to get your name, address and credit card number – that’s it. Moreover, you have to be careful in giving away these pieces of information.





Though these tips may not guaranty a 100% identity theft-proof still this will keep you more protected that the rest who do not exercise these precautions.


Friday, 9 September 2011

Secure Your Life with Identity Theft Reporting




Given the chance to live a simple life where the advent of technology do not conquer humanity yet, some people will prefer to have that so.





With the recent advancement, everything is beyond the control of people. Identity theft in the web world and in personal transactions is also increasing.





In spite of remarkable efforts, the problem continues to exist. This is how situation is getting worse. United States initiated a collaborative endeavor with the proper authority to solve the threat brought by identity theft.





Identity theft is indeed a menace in the United States society. The issue has been plaguing the state for several times. It already affects millions of US citizens. More and more victims’ everyday are filing their complaints.





According to the Bureau of Investigation in the United States, the status of identity theft is considered one of their most prevalent crimes. The statistic shows that the ratio of the crime is 1:5. In other words, for every five families residing in US, one of them is hooked by identity theft.





Why identity theft seems very intriguing? The crime is taking the personal information of another person without due consent, from his name down to other legal documents that a person possesses. In addition, after taking the personal information, the thief tends to use it in deceitful transactions where they can earn money.





United States present several preventive measures on how to stop further misuse of your identity once you discover that someone has stolen it from you. This is the identity theft reporting. It allows you to give prior notice to the agencies and bureaus concerned.





Here is how identity theft reporting works for you.





1. Contact the fraud departments where you apply the fraud alert. Fraud alert is place on your personal data when you have transaction to a particular office. Once notice a stolen identity, it will be immediately reported to you. However, fraud alert is one way to protect you from identity theft.





2. When you encounter identity theft, report the crime to the nearest local police or sheriff department in your place. Identity reporting should also be done immediately after you discover the crime.



Do not let it pass for over 24 hours because you will give the thief a chance to manipulate his actions. This is worse if it already involves your credit account.





3. After you have reported the crime, be sure that you request a police report. Sometimes, this is referred to your personal statement about the scenario that happened.





Be factual and honest as possible in your narration. This will serve as a basis for the authority to make the necessary investigation.





4. Coordinate with your creditor banks and notify them about the crime. Let the banks and utility companies freeze all your accounts. The police report that you asked from the sheriff will also be asked from you by the bank.





Make sure that you are able to present one for them. You can be accountable for a minimal amount for your account replacement. Some banks provide you with new passbook or credit cards. Sometimes, they will also issue you new account numbers.





5. Prior to your identity theft reporting, if you monitored that somebody already made unauthorized withdrawal from your account, notify the bank right away. By doing this, they will immediately make efforts to trace the person who made the withdrawal.





6. You should i8nstyantly stop your payment to any existing accounts using your previous identity. You can alert the check verification company, as well. This will make them reject whoever will attempt to withdraw from your stolen account.





7. Aside from your account and credit account numbers, you should also make a report to the SSS office for them to issue new SS card for you.





It is very important that you protect yourself from being one of the victims of identity theft because if not you will suddenly notice that you almost loose everything that you own; it can be both your reputation and your property. Do not let these things to happen before you. Act now before it will be too late!


The Official Identity Theft Prevention Handbook: Everyone's Identity Has Already Been Stolen - Learn What You Can Do About It

The Official Identity Theft Prevention Handbook: Everyone's Identity Has Already Been Stolen - Learn What You Can Do About It
What is Americaâ??s top-rank crime concern? Identity theft. According to a 2009 Gallup Crime survey, 66 percent of U.S. adults say they worry “frequentlyâ? or “occasionallyâ? about being a victim of identity theft. Why is the percentage of adults concerned with identity theft more than three times greater than the percentage concerned with “being sexually assaultedâ? or “getting murderedâ?? Similar to the identity theft crime itself, there is not a simple answer.

Identity theft is a perfect storm: it affects many people, everyone is a potential target, there are substantial negative consequences, few truly understand the crime, and trusted sources disseminate information and products that can mislead, not help, the victim. It is comparable to driving your car without a door (and having no other options). You feel exposed, vulnerable and you know the consequences of a side impact are devastating; yet, you have no other option. The reality is you do have options to protect yourself, and The Official Identity Theft Prevention Handbook is here to teach you them.

The Official Identity Theft Prevention Handbook is the first book to analyze identity theft in its proper context and provide takeaways to minimize the likelihood that you will be harmed by identity theft and to mitigate the negative consequences in the event that you've become a victim.

Identity theft continues to proliferate, and it is tearing the fabric of our society. All understand it is important, but compelling people to take appropriate action is a challenge. The Official Identity Theft Prevention Handbook provides a tremendous first step towards individual and societal responsibility. We can swing the pendulum in the other direction. In the case of identity theft, the best defense is a good offense.

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Thursday, 8 September 2011

The Wall Street Journal. Complete Identity Theft Guidebook: How to Protect Yourself from the Most Pervasive Crime in America (Wall Street Journal Identity Theft Guidebook: How to Protect)

The Wall Street Journal. Complete Identity Theft Guidebook: How to Protect Yourself from the Most Pervasive Crime in America (Wall Street Journal Identity Theft Guidebook: How to Protect)It could happen when you make a routine withdrawal from an ATM, respond to an e-mail asking for information about an online account, or leave a new box of checks unattended in your mailbox. Identity theft is one of the easiest crimes to commit in Americaâ??and one of the hardest to prosecute. As thieves become increasingly clever, Americans have more reasons than ever to fear this elusive, ubiquitous crime. Now thereâ??s a book to help you beat it.

In two easy-to-understand sections, Terri Cullen, The Wall Street Journalâ??s expert on identity theft, first walks you through the most common types of identity theft and how to arm yourself against them, and then leads victims step-by-step through the process of reclaiming a stolen identity. The average victim loses more than $6,000 and spends approximately 600 hours negotiating the complex bureaucracies and paperworkâ??this book will help save time and effort by laying out the process. And by following the advice in the first half, you may never need the second!

Youâ??ll learn:
â?¢ how to avoid the most common scams, from â??phishingâ? to â??dumpster divingâ?
â?¢ why children under eighteen are the fastest-growing target, and how you can protect your family
â?¢ why your credit report is the single most important document for protecting your identity
â?¢ how to use the sample letters, forms, and other useful tools inside for recovering from identity theft

In todayâ??s marketplace, your two most valuable assets are your credit and your identity. No one should be without this vital guide to protecting them.

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Wednesday, 7 September 2011

Always be on the lookout for identity theft fraud




Nothing will prevent you from being an identity theft fraud victim. These criminals can easily commit identity because of the careless information-handling processes in the workplace, lenient credit industry practices, and the effortlessness of getting SSNs.





However, you can lessen your risk of fraud by following some simple steps. Consider them so you will not find yourself in the middle of an identity theft fraud.





On credit and debit reports.





1. Do not make it a habit of carrying all your credit and debit cards in your wallet at all times. It is also not advisable to use debit cards because they are more prone to losses to your checking account.





But you can have at least one or two credit cards and your ATM with you. If you are used to using debit cards, make the most of online access to your bank account to check your account activity regularly. It is best to report early signs of fraud to your financial bank or institution the earliest possible time.





2. When using your cards in public establishments, be wary of how they are being handled. Pay attention on how these cards are swiped by the clerk or waiter.





There are some employees who are using non-detectable skimmers to swipe the card and get the account number data from a personal computer later on. They can use the information achieved to purchase online or to make counterfeit cards.





3. It is not a good idea to use debit cards when you are shopping over the Internet. Instead of these cards, use a credit card instead. Yu are better protected if you use these kind of cards whenever you do some purchase online.





4. Maintain a list of copy of all your cards. You should also have a separate list for the account numbers, dates of expiration and phone numbers of customer service and fraud establishments.





It is best to keep them with you at all times. Put them in a safe pocket of what you are wearing so you will have immediate access to them whenever the need arises.





5. Do not give out any of your personal information over the phone, Internet or by mail. You can do this if you have enough trust on the person who will be receiving them.





One of the strategy that identity thieves use is calling out to their potential victims and telling them that they have won some contest. They will then tell you that you need to give out some personal data so you can get your prize.





6. Do not dispose your receipts anywhere. Always try and bring them along with you. If ever you want to throw them away, tear them first and find a safe place to thrash it in.





It is not wise to put receipts on shopping bags when you go shopping. Put them in your wallet or purse to avoid having someone getting hold of them.





7. Do not have your credit card number written your checks. Besides being exposed to dishonest persons, this is also in violation to some of the law in many states.





Take note that by doing this, you are more prone to being a victim of fraud.





8.Check the mail always especially if you are waiting for one of your cards to arrive. You never know who might be watching out for them and try to steal them when you are not looking.





If the card does not arrive at the anticipated date and time, contact the card company or the issuer to make sure that it have not fallen into the wrong hands already.





9. Request for a credit report at least once a year. The law gives you the right to one free credit report each year from the three credit bureaus.





Your credit report will show drastic signs and changes if ever you are a victim of identity theft. You might find in them inquiries not made by you, along with new accounts that you did not request or open.





The sooner you notice that an identity fraud is taking place, the easier and quicker it will be to clean up your credit files and get back your financial capabilities.


Secure your Facebook profile from Hackers

Everyday hackers are getting new methods to access your data. Make sure your profile is safe and out of the hands of people that will pay for it like your ex and your stalker.


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Tuesday, 6 September 2011

Some identity theft protection and information you cannot do without




People of all ages and status can be a victim of identity theft. Since you are not an exception, you just have to educate yourself to be able to spot identity theft when you see it coming…





How can you do this?





1. Identifying identity theft.





The most common scenario is that victims are not aware that they are victimized unless they are given notices of unpaid bills and purchase charges. Whenever someone is put into this kind of situation, there is always a tendency to be mentally and emotionally affected.





You have to double and even triple your precautions when you know that you are among those persons that have a good credit history. Identity thieves are always on the lookout for persons having your kind of credit status. This makes their actions quicker. Also, they know that they can do more damage to you if your credit is good.





These thieves can take complete control over your existing credit. Not only that, they can only open new ones put under your name. That does not stop there. Your personal information can even be used to write counterfeit checks, take and transfer money and achieve employment.





Using the conventional method of going over your thrash or by using someone in your workplace, these thieves can get hold of bank statement, credit card accounts and other vital information.





You will know that you are a victim when you find yourself denied credit or even employment. You will also know this when you get calls or letters saying that you have been approved or denied credit for which you never applied or billings on purchases you never made or unusual credit card or utility bills.





Start being suspicious also if you notice that you are not receiving credit or bank statements and other kinds of mailings that you usually get regularly. All these things can only mean that you are the newest addition the number of identity theft victims.





2. Taking countermeasures.





If you do not want to be one of the victims, you need to know what actions you should take to prevent this from happening.





You should:





Not give out give personal data to just about anyone or anywhere. Do not give out your information over the phone or on the Internet.





Check your statements. Identity thieves get away with their crime because most people do not check their credit or bank statements regularly. Be sure that you know your past statements too so you can compare them with the new ones.





Not take everything with you. Carrying cards, passport or social security card in your wallet is very dangerous. It is also not advisable to throw receipts anywhere.





Have a secure mailbox. Do not make it a habit to leave mails in your mailbox. It is best if you have your own postal service mailbox. That way, your mails will not fall into the wrong hands.





Tear up or shred anything that has your personal data in it. This is especially important if you plan on throwing away these things. Make sure that the information is not anymore visible once you decide to dispose of them.





3. Ask for assistance.





It can be noted that 60% of the identity theft victims surveyed did not inform the police. But some were able to contact the police and was able to find out what happened.





If you are certain that you have become an identity theft victim, do not think twice. Report immediately to the proper authorities. Request a copy of your credit report agency and dispute anything you think is fraudulent.





Make sure you inform your creditors if your credit cards were stolen, as well as your bank checks. Ask for new credit cards, and close any existing bank accounts and open new ones. If your debit card gets stolen, get a new one and use a different password.





Be cautious when establishing new credit with a different Social Security number. Having two might lead to confusion when trying to repair your credit report.





Preventing yourself from being an identity theft is within your capabilities. Follow the information on identity theft protection mentioned above and you will be able to fight the battle and come out successful.


Steps to Avoid Identity Theft with your Stolen Checks




The simplest way for fraud to get access to your bank statement is by the use of your own checks. Well, how could other people get your checks? It is so simple! They just snatch your checkbook when you are about to pay for your purchases or they can just pick it from your pockets or bags.





Checks are usually susceptible to thieves especially if you are not attending to it that much. The thief may get one piece of your check or worse, he or she might take your whole check book.





Once you realize that your check book is missing or stolen, you should stop payments for it and have them cancelled. It is wise that you should inform your bank immediately after you realize your check is missing. It is also necessary to request for any check verification service from the bank to know if your missing or stolen checks have already been used





However, if you are a check user and afraid of being a victim of identity theft, here are steps which you can use to protect yourself from having your financial identity, through your stolen checks, used by a thief on his/her shopping spree:





1. Request for an annual credit report from the three major credit agencies to verify all your account transactions. This is to make sure that there are no strange activities in your credit report.





2. Make sure to report all your stolen checks. In addition, it is also good to have a copy of your checking account number. Notify your bank once your check is missing or stolen.





3. Do not put your checkbook in a purse or bag together with your valid ids or passports.





4. Make sure not to put any checking account statements in your mailbox.





5. Request for privacy procedures and information application from your bank. Know the situation once your bank gives your checking account information to someone.





6. Keep all your checking accounts statements to know if you issued each check appropriately.





7. When requesting for a new checkbook, be sure to claim it at your bank personally. Do not permit your bank to just mail it to you since most thieves acquire your personal and financial information by stealing your mails.





8. Do not put your Social Security number on your checks. Do not write/print any of your financial credit information outside an envelope.





9. Review all your check statement and cashed checks using your periodic bank statements to know if there are any unofficial transaction and charges.





10. When applying for a checking account, it is wise to ask the bank how they dispose of your application. Once you have received a confirmation about your checking account application, be sure to shred it to pieces.





11. When writing on your check, use a permanent marker with fine point and write a line before your write the amount. In this way you are already avoiding someone to write an additional “something” on your check.





12. Once you notice that one of your checks is missing, immediately contact your bank about it. You can also file a report to the nearest police station and have a copy of the police report to present to the bank if ever they ask for it.





By having a correct and complete account records, you are preventing identity theft happening to you.





Just follow the steps given, and you will be sure of the safety of your checks and your personal protection therefore, avoiding identity theft.


Monday, 5 September 2011

The Naked Truth About Personal Protection!

Veteran Police Officer Reveals Simple Ways to Protect Yourself from Thieves, Muggers, Rapists, Robbers, Burglars, Pick-Pockets, Con Artists and Other Scum-Of-The Earth! How to Protect Your Life, Family and Property! Become A Hard Target!


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Sunday, 4 September 2011

The Protection Shield - Protection, Wealth, Prosperity, Peace

A magnificent spiritual product that can open the gates of prosperity and wealth to anyone who tries it! Cool sales page and four bonuses are going along with the product. A must have for affiliates dealing with spirituality. Attract wealth like a magnet!


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Saturday, 3 September 2011

US Patrol ID Protector Stamp

US Patrol ID Protector StampUS Patrol ID Protector Stamp

Keep others from seeing your private information.

Helps protect your identity. Never use a shredder again.

Renders printed personal information illegible to prevent identity theft. Great for bills, credit cards, junk mail etc.

Features:

No expensive shredders needed.
Specially-designed permanent ink pattern.
Jumbles confidential info printed on mail, checks, letters and more.
Environmentally friendly
Includes:

1 x US Patrol ID Protector Stamp

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Protecting Your Financial Information (Internet Survival Guide)

Protecting Your Financial Information (Internet Survival Guide)TAKE CONTROL of your PERSONAL INFORMATION ... NOW

With the dangers of fraudsters and identity thieves, there are 7 Things You Have To Do NOW To Protect Your Financial Information. The ever increasing numbers of identity theft, phishing attacks, and Spam fraud schemes can lead to complete fear of the Internet and online shopping, but with a few simple procedures and precautions the world of the Internet can be a safe place to shop and bank. Do you know that Child Identity Theft is the fastest growing type of identity theft? Find the seven things you need to do now to protect your financial information.

BOTTOM LINE: Protecting your family s financial information from hackers and identity thieves is a necessary part of society today. No matter what age, gender, social status or location, there are new dangers from the Internet in your daily life. Identity theft is the fastest growing crime in the world and harms millions of people every year.

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Friday, 2 September 2011

What identity theft resource centers can teach you




Identity theft is one of the crimes that people are always talking about.





Media is one of the most effective identity theft resource centers. You can find all related stories, new techniques and solutions for this crime through media. It is also because of them that people have gotten all the needed information to fight the spread of identity theft.





Even though there are a lot of identity theft resource centers that are focusing on the problem at hand, it seems that this crime is continuously growing in numbers. Can all this be attributed to the fact that these thieves are getting wiser everyday?





Not really. There are other factors that may be contributing to the spread of identity theft.





Personal data storage.





One of the reasons for its growth is the improper up keeping and discarding of individual's critical data and financial information. This may be because of the misconception that identity theft is only limited to trading and consumer based areas.





But then, all kinds of business are at risk. Although the most vulnerable would be and banking and lending institutions, real estate and facilities management and other related fields.





That is why, these businesses must maintain a close watch on what how their systems are working. They should check and update regularly all their files to see if anything is out of order.





Federal laws and legislations.





It can be noted that the government are also not taking these crimes sitting down. There have been laws and legislations set up to punish those whoa re caught stealing information and taking advantage of them.





More and more laws have been made against identity theft to hopefully reduce the growing number.





Other means of prevention.





New and different measures can be seen in the way credit and other financial transactions are done.



One example is the so-called security freeze. This allows individuals to thwart off access to their credit report for the purpose of granting credit except if the individual approves. When someone is applying for credit, the freeze can be lifted off for a certain time so that application can be processed.





The advance technology of today is also helping people and businesses protect and store information. With the portability of computers and the speed of Internet connections, people are shifting to using electronic images more and more.





The higher cost of having electronic storage data made is only reasonable when you compare it with the cheaper ones that are not really working effectively for your business. Besides, the benefits you will be getting out of this electronic deals are enough to make up for the cost you paid initially.





You probably will get more customers because they are assured of the security measures that you can give them.



Electronic documents and files are easily and securely stored on floppy disks, CD ROMS or put directly on a removable computer hard drive that is disconnected from the Internet and from hackers.





Each format is made safe and access can be encrypted or can be protected by a password. Electronically storing critical information gives another barrier between important information and dishonest individuals who are constantly looking for ways of taking advantage of anything that is available.





Documents and files stored this way also allows for trouble-free search and recovery of data or information.





A lot of pages can be saved on a single CD ROM. Thus abolishing file cabinets and the potential risk of identity thieves finding vital information in back room storage areas. Disaster recovery is also made easy when information is archived electronically and stored in a secure off site location by a service provider.





You do not have to think twice about what identity resource centers are telling you. There should be no doubt in your mind that this crime is rising and it can get to you when you least expect it. By adding important features to business establishments, its owners and customers will have a peace of mind that they will not become victims of fraud.





You can check some more identity theft resource center to find out what is being developed to help prevent this crime from getting to you and going out of hand.


Thursday, 1 September 2011

What are the effects of identity theft on an organization?




If identity theft can cause so much trouble for an individual, it can also cause the same kind of trouble to companies or organizations.





It seems that people have found a gold mine in stealing other peoples’ information to use for their own personal gain. And since there are a lot of benefits gained from this, there is no stopping anyone from doing it more and more.





The popularity of the Internet and computer databases has only become an additional tool for thieves to steal information from. Just think of all the genius minds wandering unnoticed everyday.





The economic and social effect of this crime is not something to be ignored. If they can do these things to nameless individuals then the more they can do it with big organizations that are known and may have some of its information up for grabs.





Even if there is still no perfect solution, every organization should take reasonable steps to reduce the risk and to know what to do if an identity theft incident occurs there.





Identity theft in an organization can be attested to different factors:







Identity theft because of negligence and lenient standards.





Out of negligence, an organization can fail in checking the validity of persons or companies they are selling their information into. They may not be aware that some of this are identity thieves whose sole purpose is to get information about the organization.





Another case of negligence would be putting information into portable, carry around gadgets. Example of these are lap tops and notebooks. The potable things are one of the most convenient ways of keeping important information.





Many of its owners do not protect or encrypt any information stored. The result? Instant access to personal and organization-related information once these things have gotten into the hands of wrongdoers.





There have been reports of data and information being lost in some bigger organizations. There are many reasons why this thing can happen. One is that the company may not have the potential to safely store big files. Another is that, they do not have a way of knowing what the employees are doing and what they can access to.





Identity theft using state-of-the-art attacks.





Some identity theft attacks occur through technical means, such as exploiting weaknesses in computer hardware or software. Hackers make the most of the problems in operating systems, firewalls, Internet browsers, or internal processing software to gain unauthorized access to confidential data.





But these kinds of attack can be countered by:





Keeping up to date with security software updates. An unpatched system is operating with known weaknesses. These weaknesses can act as invitations to hackers. But applying patches takes time and resources. And it is up to senior management to maintain that security updates be handled fast and effectively.





Knowing where essential customer data are stored. Every company should have data flow mapping. This will provide an objective basis for company managers to track information and understand who will have access to those data.



The strategy is to create a “path” so the data do not just thrive randomly in different electronic nooks and corners of the company. This will prevent employees, freelancer, contractors or hackers to gain access to the information stored.





Collecting proof when an incident occurs. Failure to gather evidence in a forensically sound manner can make it impossible to track criminal charges or to look for civil compensation. Having qualified computer forensic resources should be a part of every organization’s plan.





Recognizing the dangers of wireless data communication. You may seen instances where organizations do not properly secure wireless networks. The network may not be protected and unauthorized network could be accessed from outside the premises of the organization. Regular testing to make sure that no one is running a scoundrel network, and that authorized wireless networks are well protected, is very important.





The effects of identity theft in an organization is a problem that should not be taken for granted. While there are no absolute solutions, there are many well-documented methods to decrease the risks and handle incidents effectively.





The effects of identity theft vary from one organization to another. But with preparation, planning, and the recognition that a wide range of expertise sets are needed to stop this crime, any organization can keep up with the challenge.


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