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Wednesday, 31 August 2011
Norton SystemWorks 2008 Premier Edition 11.0 [OLD VERSION]
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Ways to Protect Yourself from Computer Identity Theft
Identity theft is considered as a huge problem in our society. Since everyday, there is an increase in the number of user of internet and most people consider computer as a big part of their lives, there is also an increase of cases of identity theft.
Individuals who are new in using the internet sometimes become to victim to computer identity theft systems. In most cases, the person involved in the identity theft systems uses your credit cards to buy supplies and merchandise for themselves.
While others will get an application for credit card, make bank account and destroy your good credit score. In addition, making some correction about such subjects includes more time, effort and is stressful, so here are ten useful ways that you can use to to protect yourself from computer identity theft.
• Make a disposable email address
Make sure that you have an email address that you can only use for businesses and other personal communication. If for instance, you want to buy something online, or you want to join a newsgroup, it is better than you use a disposable email address.
Yahoo and hotmail are some of the free accounts where you can make you own disposable email. Both of these are able to interface with other famous email clientele such as the outlook and the outlook express. You can use one of the two for your purchasing transactions.
• Cover up your internet identity
If your name is Chris Brown try to not to use it in making your email accounts especially when having business with people you are not familiar with and deceitful-looking.
Perhaps if your birth date is April 3, 1980, do not make an account that contains both your name and birth date.
• Use a unique password
You can use one password for your private data, and then use a different one for your dealing account and another one for your disposable email addresses you made. If possible, do not use passwords that appear in order like password3 for your private account, password4 for you business transactions and password4 for disposable email addresses.
• Use “tough” passwords
Avoid using birthdates, anniversaries, or your children’s birthdates when making passwords. Do not use passwords that are purely letters or numbers.
In addition, to not to use passwords consist true words. Make passwords made of phases like “I drink 1 glass of milk everyday”. Get the first letter of every word in the phrase and it will result to “id1gome”.
• Change your passwords
You must change you passwords at least every 6 months or if you want, you can have it changed every year. If you think your passwords have been exposed, change them for your protection.
• It is important that you only use one credit card for every online transaction that you make
If you have more than three credit cards, stick to the one that you know will best work for online transactions. This is to monitor the transactions made with each of your credit cards. Therefore, if your other credit cards have an online transactions you are certain that those are fake.
• Make use of a credit card rather than a debit card
Though many debit cards have online purchase safety steps, it is easier to fight fake charges than to refund debit card finances already used.
• When you make online transactions ensure that it is safe
If you are making your first transaction on the internet, make sure that the company you are dealing with is someone familiar or referred to you by a trusted one.
• Check for the company’s privacy guidelines
When doing the first purchasing online, ensure to check the privacy guidelines, search for logos from purchasers groups and try to find out if they are a member of the better business bureau. If possible, click the logos to confirm that they are genuine.
• Do not open or sign up email inviting you to update your email account or credit card information through email.
These are only fraudulent. Some people do them attempt and secure your personal data. Most of them increasingly improve their modus operandi and go to great lengths to appear genuine like the company websites using their own logos.
Following the above guidelines, you are surely keeping yourself away from this computer identity theft.
Individuals who are new in using the internet sometimes become to victim to computer identity theft systems. In most cases, the person involved in the identity theft systems uses your credit cards to buy supplies and merchandise for themselves.
While others will get an application for credit card, make bank account and destroy your good credit score. In addition, making some correction about such subjects includes more time, effort and is stressful, so here are ten useful ways that you can use to to protect yourself from computer identity theft.
• Make a disposable email address
Make sure that you have an email address that you can only use for businesses and other personal communication. If for instance, you want to buy something online, or you want to join a newsgroup, it is better than you use a disposable email address.
Yahoo and hotmail are some of the free accounts where you can make you own disposable email. Both of these are able to interface with other famous email clientele such as the outlook and the outlook express. You can use one of the two for your purchasing transactions.
• Cover up your internet identity
If your name is Chris Brown try to not to use it in making your email accounts especially when having business with people you are not familiar with and deceitful-looking.
Perhaps if your birth date is April 3, 1980, do not make an account that contains both your name and birth date.
• Use a unique password
You can use one password for your private data, and then use a different one for your dealing account and another one for your disposable email addresses you made. If possible, do not use passwords that appear in order like password3 for your private account, password4 for you business transactions and password4 for disposable email addresses.
• Use “tough” passwords
Avoid using birthdates, anniversaries, or your children’s birthdates when making passwords. Do not use passwords that are purely letters or numbers.
In addition, to not to use passwords consist true words. Make passwords made of phases like “I drink 1 glass of milk everyday”. Get the first letter of every word in the phrase and it will result to “id1gome”.
• Change your passwords
You must change you passwords at least every 6 months or if you want, you can have it changed every year. If you think your passwords have been exposed, change them for your protection.
• It is important that you only use one credit card for every online transaction that you make
If you have more than three credit cards, stick to the one that you know will best work for online transactions. This is to monitor the transactions made with each of your credit cards. Therefore, if your other credit cards have an online transactions you are certain that those are fake.
• Make use of a credit card rather than a debit card
Though many debit cards have online purchase safety steps, it is easier to fight fake charges than to refund debit card finances already used.
• When you make online transactions ensure that it is safe
If you are making your first transaction on the internet, make sure that the company you are dealing with is someone familiar or referred to you by a trusted one.
• Check for the company’s privacy guidelines
When doing the first purchasing online, ensure to check the privacy guidelines, search for logos from purchasers groups and try to find out if they are a member of the better business bureau. If possible, click the logos to confirm that they are genuine.
• Do not open or sign up email inviting you to update your email account or credit card information through email.
These are only fraudulent. Some people do them attempt and secure your personal data. Most of them increasingly improve their modus operandi and go to great lengths to appear genuine like the company websites using their own logos.
Following the above guidelines, you are surely keeping yourself away from this computer identity theft.
Protect Yourself from Computer Identity Theft
Protect Yourself from Computer Identity Theft
Protect Yourself from Computer Identity Theft
Protect Yourself from Computer Identity Theft
Protect Yourself from Computer Identity Theft
Protect Yourself from Computer Identity Theft
Tuesday, 30 August 2011
Working together: identity theft laws and the people
You might have felt pity when you heard the accounts of identity theft victims. If you were in the same situation one in your life, you would know how it feels like being in their shoes. That is why identity theft laws have been made and passed to stop this ongoing threat to people, companies and the whole country for that matter.
The awareness on identity theft among consumers has reached its peak in the past years. This is principally due to the media coverage it is getting. Because of this, consumers are becoming more wary when disclosing personal information and having it given out without their consent, especially on the Internet.
These outcries by members of the public have resulted in some legislative attention brought to the issue, both on the federal level and in the states.
The Identity Theft and Assumption Deterrence Act (18 USC 1028) was signed in 1998. This law made identity theft a federal felony. That is, when someone deliberately uses the identification of another person with the purpose of committin any unlawful activity under federal and state law.
For those who have violated this law, they will be put under close investigation by federal agencies such as the U.S. Secret Service, the Social Security Administration, the FBI, and the U.S. Postal Inspection Service. Such crimes are prosecuted by the U.S. Department of Justice.
This law also allows for reimbursement for victims. It established an identity theft clearinghouse within the Federal Trade Commission.
In the following years, 40 states have criminalized identity theft. Most of them have also made it a felony.
In 2000, Senate Bill 2328 was signed by Senators Feinstein, Kyl, and Grassley. This bill is called the "Identity Theft Prevention Act of 2000." This law emphasizes more on the prevention that should be taken or where they should belong.
The latest addition to these laws is the Identity Theft Penalty Enhancement Act (ITPEA) signed by President George Bush.
What are the provisions of this identity theft law?
The theft found to have made done a felony through the identity theft is given a mandatory two-year prison sentence.
If the identity theft is directly related to any terrorist activity, the penalty is an additional five-year prison sentence.
This law also orders the U.S. Sentencing Commission to strengthen the penalties to be given if the theft is found to be in the course of employment when the act is committed.
Lastly, it gives the more lax judges to give out soft punishments like probation and community for the offenders.
A lot of people are more than happy that this crime has been criminalized by the laws created. But it can be noted that in order to put a hold on identity theft, drastic changes have to made in the credit industry.
But it is also important that these laws address what the identity theft victims have gone through. There should be a way for them to know that they have a wrongful criminal record.
Some of the bills that have been passed include a provision making it possible for individuals to get hold of the content of information about them that is compiled by an information broker, employment background check service, or individual reference service.
If wrongful information is reported in any background check for employment or other purposes, it is vital that the persons on these investigations know the precise information that has been made and the source from which those information came from.
For those persons who have wrongful criminal records, they must be able to clear their records through an expedited process involving the law enforcement agency that made the arrest, the court system where the warrant was issued, and the official criminal Presently, there is no such procedure available for victims of criminal records identity theft.
Identity theft laws should not be the only answer to this ongoing problem. It is also vital that credit card companies and reporting industries should make an effort to assist consumers in stopping fraud altogether. They should also be the ones that should help victims recover from identity theft.
No matter how many identity theft laws are created and passed, this crime will still continue if additional efforts are not added. It is important that the people and the government should work together to stop identity thieves in their tracks.
The awareness on identity theft among consumers has reached its peak in the past years. This is principally due to the media coverage it is getting. Because of this, consumers are becoming more wary when disclosing personal information and having it given out without their consent, especially on the Internet.
These outcries by members of the public have resulted in some legislative attention brought to the issue, both on the federal level and in the states.
The Identity Theft and Assumption Deterrence Act (18 USC 1028) was signed in 1998. This law made identity theft a federal felony. That is, when someone deliberately uses the identification of another person with the purpose of committin any unlawful activity under federal and state law.
For those who have violated this law, they will be put under close investigation by federal agencies such as the U.S. Secret Service, the Social Security Administration, the FBI, and the U.S. Postal Inspection Service. Such crimes are prosecuted by the U.S. Department of Justice.
This law also allows for reimbursement for victims. It established an identity theft clearinghouse within the Federal Trade Commission.
In the following years, 40 states have criminalized identity theft. Most of them have also made it a felony.
In 2000, Senate Bill 2328 was signed by Senators Feinstein, Kyl, and Grassley. This bill is called the "Identity Theft Prevention Act of 2000." This law emphasizes more on the prevention that should be taken or where they should belong.
The latest addition to these laws is the Identity Theft Penalty Enhancement Act (ITPEA) signed by President George Bush.
What are the provisions of this identity theft law?
The theft found to have made done a felony through the identity theft is given a mandatory two-year prison sentence.
If the identity theft is directly related to any terrorist activity, the penalty is an additional five-year prison sentence.
This law also orders the U.S. Sentencing Commission to strengthen the penalties to be given if the theft is found to be in the course of employment when the act is committed.
Lastly, it gives the more lax judges to give out soft punishments like probation and community for the offenders.
A lot of people are more than happy that this crime has been criminalized by the laws created. But it can be noted that in order to put a hold on identity theft, drastic changes have to made in the credit industry.
But it is also important that these laws address what the identity theft victims have gone through. There should be a way for them to know that they have a wrongful criminal record.
Some of the bills that have been passed include a provision making it possible for individuals to get hold of the content of information about them that is compiled by an information broker, employment background check service, or individual reference service.
If wrongful information is reported in any background check for employment or other purposes, it is vital that the persons on these investigations know the precise information that has been made and the source from which those information came from.
For those persons who have wrongful criminal records, they must be able to clear their records through an expedited process involving the law enforcement agency that made the arrest, the court system where the warrant was issued, and the official criminal Presently, there is no such procedure available for victims of criminal records identity theft.
Identity theft laws should not be the only answer to this ongoing problem. It is also vital that credit card companies and reporting industries should make an effort to assist consumers in stopping fraud altogether. They should also be the ones that should help victims recover from identity theft.
No matter how many identity theft laws are created and passed, this crime will still continue if additional efforts are not added. It is important that the people and the government should work together to stop identity thieves in their tracks.
Monday, 29 August 2011
Symantec NORTON INTERNET SECURITY 2011 System BUILDER EN 100Pack Brown Box High Quality PopularNew
Norton Identity Safe lets you log in to sites with one click and automatically fills in web forms to prevent cybercriminals from stealing your information as you type.Norton Safe Web (Social Media Scanner) protects you and your Facebook friends from dangerous websites, cybercriminals and other online threats.Norton Identity Safe On-the-Go lets you maintain your most recent log-ins and passwords on a USB device so you can access them on any Norton Internet Security 2010, Norton Internet Security 2011, or Norton 360Version 4.0 protected PC with a USB drive.The AVerMedia NV8416 E4 is D1 with Real-time frame rates. Need we say more Welcome to the ultimate surveillance machine. Built-on next generation PCI Express26x technology, the system is designed to process massive amounts of video with extreme power an and swappable low-profile bracket allow this dual port Gigabit adapter to fit in even high-density, rackmounted 1U and 2U servers.With a flexible design that fits almost any type of PCI bus, the standards-based management features and wide network operating system support help to ensure extensive compatibility with the latest server and networking environments. ?????? The customer can have a replacement of items purchased during first 52 days of invoice date.The customer must notify us within 46 hours if they receive a defective product in order to receive RMA # and get credit.Price: $4,317.98
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Sunday, 28 August 2011
Ways on Preventing Identity Theft
Identity theft has been one of the worst crimes happening all over the world. People pose as other people to get something, usually the money of the people they pose as.
If we think of the security measures being taken to hide our Social Security numbers, credit card numbers, and other vital information, it is quite alarming how people still obtain this information and uses them to steal a lot from us!
Here are some ways to prevent identity theft:
1) Put a lock on your home mailbox
If the mailbox you keep is readily accessible by anyone, better buy a lock for that. One root cause of identity theft is that strangers steal your mail, gather as much information as they can on you, then pose as you when doing transactions to get valuable things you own.
2) Rent a PO Box from the Post Office
If you do not have a mailbox at home, and you are usually away on trips, rent a PO Box from the local post office. Always have your mails addressed to your PO Box address to prevent others from having access to your mail.
Deposit your outgoing mail to your PO Box. Also, request a vacation hold from the Post Office for your mail if you will be away for more than 2 days.
3) Don’t give financial details over the phone
The usual strategy is when people pose as some charitable foundation or a telemarketer for some online store or TV shop, and then they ask for your credit card details. Give your details to them, and you can kiss your credit line and history goodbye.
4) Have a private phone number
It pays to have your own private number. You will be getting only calls from the people you know, and from people who got your number directly from you.
Make sure that you give your number only to trustworthy people. This will minimize telemarketers and other fraud artists from calling you and possibly stealing your identity.
5) Store your PINs in a safe place
It we know it is difficult to memorize the PINs of your ATM cards, credit cards, and debit cards. It will save you a lot of trouble if you store your PINs in a safe place that is away from your plastic cards.
If a thief steals your plastic card, he will not be able to use it after a few unsuccessful attempts at your PIN as the system will lock your card. It may be an inconvenience for you as well, but that will prevent your money from being stolen.
6) Photocopy both sides of your wallet’s contents
Make sure that you have a photocopy of all contents of your wallet. If your wallet is stolen, you can easily report it to the proper authorities.
Make sure you report the theft to the proper companies, (e.g. Social Security, credit card company etc.) as soon as possible to prevent the thieves from using your personals.
7) Carefully choose your passwords
Thieves can easily determine your passwords, especially for your online accounts. Make sure your password is very difficult to determine, usually a combination of letters and numbers only you will remember, or something that will not be associated with you.
8) Always obtain a credit card report
It is always a good move to have a monthly report regarding your credit card. You will never know what purchases may pop up on your bill. Call the following major bureaus to have your monthly report:
Equifax: P.O. Box 740241 Atlanta, GA 30374-0241
For Fraud Alerts, call: 800-525-6285
Experian: P.O. Box 2002 Allen TX 75013
for Fraud Alerts, call: 888-EXPERIAN (397-3742)
Trans Union: P.O. Box 1000, Chester, PA 19022
For Fraud Alerts, call: 800-680-7289
9) Keep your records and personal papers in a safe place
Thieves can get into your home, and if they find your personal papers like loan applications, birth certificate etc., they will use these information to steal anything from you.
Make sure these are in a safety deposit box where only you know its location. If not, place these in a safety deposit box in a bank.
10) Have a good paper shredder
Make sure you have access to a powerful paper shredder, usually the crosscut type. Pre–filled charge receipts, copies of credit applications, insurance forms, physician statements, checks and bank statements, expired charge cards that you're discarding, and mail credit offers should be immediately shredded, NOT TORN TO PIECES, when they will be discarded.
11) Proper Use of Credit Cards
Do not sign at the back of your credit card. If possible, always have a photo laminated into your credit card so that a thief cannot use it.
Also, do not use your credit card in establishments like restaurants, where your card will be out of your sight. Do not give out any details regarding your credit card.
12) Be Smart Online
Use encrypted or secure servers whenever you go online. Do not transact business with unknown websites. Do not open files sent to you by strangers. Make sure your virus database is regularly updated. Use firewall programs to block spyware and malicious advertisements from pop–ups in certain websites.
Saturday, 27 August 2011
Stop Pretenses! Secure your Company from Corporate Identity Theft
The maniacal cruelty and audacity of identity theft criminals have now reached into the corporate world of business companies. In November 2005, the corporate identity theft crime wave reached the UK businesses.
According to brief reports last November, the corporate identity theft cost UK businesses up to £50M a year. Why? What is the modus operandi of these corporate identity thieves? Actually, it has been going on for years now.
Believe it or not, there are criminals posing as company directors on certain companies! Each year, as they see how gullible some people could be, there has been increasing number of them. They order goods that they never pay for and then sell those products for profits thus ripping off suppliers.
As a smokescreen to make them seem legitimate, they register through government agency handling company registrations, change company records and run up credit using company’s name.
Indeed, there are rouges that claim/pretend to be the manager or other illustrious title of a company and check that company’s credit rating. When he/she see that it's good, he starts his game. By forging and filing forms at the government agency where companies are registered, he notifies the appointment of a fictitious new director. He then implies that there’s a new registered office address for the company.
Since the Registrar of Companies cannot check the validity of the documents, and is not obliged by law to check them, they proceed to register them. Afterwards, the thief orders high value goods and services on credit. He/she may use false IDs and then pretend to be a company director.
To countercheck, the supplier may search at Companies House. Since the accuracy of the thief’s claim has been established there already, the supplier will not see anything amiss. However, once the goods are delivered, the fictitious company directory disappears, without paying. The company he represented then suffers the set back.
As of now, according to reports many companies are suffering from this kind of corporate identity theft. It has become a present problem since even smaller companies are as vulnerable as large ones.
A company who has become victim of a corporate identity theft may even find out long after the rouge has taken off. Once they need a loan, they may be surprised of being denied credit and learn that they cannot obtain credit because they already have significant financial obligations. Until they can clear up that these are made by somebody else has accumulated these debts using the company’s name, their business may suffer terribly.
Beware, for this may happen in your company. You must know that it's the medium sized and smaller businesses being targeted.
Security and trust are very important aspects in corporate ethics code. Corporate identity theft seems to have broken the barriers of these ethical bounds.
Whether your business is in UK or in any other part of the globe, avoid falling victim to corporate identity theft. There are simple precautions that you can make sure to make sure corporate identity theft does not taint your company’s good name.
Here are protective measures recommended for companies to prevent other people from pretending to be you.
First, make sure that the thief has not targeted your business. You need to frequently check with the government agency handling company registrations to see if your company’s registered office is accurate. You can do it online by finding out the website of the government agency mentioned.
You can also sign up proof service in order to pre-empt the thief. If your business is in UK, you can file online for PROOF service.
Filing for proof service means that certain changes in the information about your company should only be filed electronically. This must include the changes of company director’s name and your business address.
Once you file for proof service, filing through paper forms will be rejected. There are user name, password and authentication codes used in these electronic forms wherein your documents will be protected and no one else who does not know these codes can access them.
Do not let the tentacles of corporate identity theft get into your company. Stop pretensions of thieves and fight back. Aside from the preventive measures given, companies can find other means of preventing and eventually, stopping the insidious attacks of this crime.
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Friday, 26 August 2011
Website Fraud Loss Prevention
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Stop Being a Victim of Online Identity Theft!
The Internet is a very useful tool for people. It helps us communicate with our loved ones who are at the other side of the nation or overseas. It helps us find a lot of information regarding something.
It allows us to listen to radio stations from all over the world, or even watch movies. It also helps us purchase things without ever having to leave our homes.
The Internet is also a very useful tool for identity thieves. Many have fallen prey to numerous baits left by identity thieves and lost their identities.
As we know, knowledge is the best weapon against this. Know how to stop being a victim of online identity theft, and follow some simple tips that we will give you:
1) Use secure servers
When surfing the Internet, make sure you are on a secure or encrypted server. That way, when a hacker or ID thief tries to find you and your computer’s location, they cannot locate you as your ISP and URL are encrypted, or coded as unreadable characters, by your server. Secure servers will filter fraud websites and spam mails before you can access them.
2) Don’t reply to spoofed e–mails
Spoofed mails are e–mails sent to you by certain e–mail accounts, asking for your details, or telling you to reply to their e–mail to do something like verify the details of your credit card account, online account, etc.
These e–mail accounts pose as banks, credit card companies, retailing websites like eBay, PayPal etc., and send you emails telling you to give them your information to get or verify something.
NEVER REPLY TO SPOOF E–MAILS! Banks, credit card companies, and other companies never ask their client to send their details over the Internet just for verification or claiming a prize or confirming your entry into a raffle draw you have never joined.
3) Don’t open files sent by unknown sources
If someone you have never known sends you a file over the Internet, usually through an instant messenger, or as an attachment in an e–mail, DO NOT OPEN IT!
The file may contain viruses and spying software that will steal your personal information that is in your computer. Besides, opening the file may cause serious damage to your computer!
4) Properly log into your sensitive accounts
Always log on to your sensitive accounts by opening a new browser and typing the actual URL directly into the address bar. This will help you verify if the URL of the sender of an email is really the website it claims to be.
5) Use disposable e-mail accounts
Whenever you want to join a newsgroup, subscribe to mailing lists, or make online purchases, always use a disposable, free email account.
That way, you can always delete that account if you suspect ID theft. Always keep your business account for business and personal communications.
6) Disguise your online ID
Never use domain names and identities that will give out who you are. For example, if you are Brian Gadzuric, do not use brgadzuric@mail.com or briangadz as your email address and username respectively, especially when dealing with people you do not know.
7) Use leveled and strong passwords
Always have different passwords for your accounts. A password should be different for your personal account, business account, and disposable account.
Never use sequential passwords like password1, password2, password3 etc. that will easily allow others to access your accounts.
Make sure your passwords will be very difficult to guess. Use a combo of letters, numbers, and characters that only you can remember. Never write down a copy of your password. If you must, make sure you keep it in a safe place.
8) Regularly change passwords
Always change your passwords after a short period, let us say, one month. Regularly changing passwords makes if very difficult to access your accounts. It also helps stimulate your memory and creative side.
9) Use credit cards for online purchases
Credit cards are more secure than debit cards due to the security system being used by credit card companies. Besides, disputing fraudulent chargers is easier than recovering funds already spent. Also, use ONLY ONE CREDIT CARD for online purchases.
10) Always check a company’s privacy policy
Whenever you are going to transact business with a company, make sure to check its privacy policy.
Also, make sure to click the logos of the consumer groups posted on their website to make sure that the safety authentication is authentic. Make sure you also know the real online consumer welfare groups before transacting with companies.
11) Always use a secure site when submitting data
Make sure the URL of the site has https:// at the beginning, or has a padlock icon at the address bar before submitting sensitive data.
12) Security Software for your PC
Always make sure that you get the latest security patches for your operating system and internet browser.
Also, update your virus databases, and install advertisement and pop–up blockers that will disallow pop–ups from certain websites from appearing on your screen.
Thursday, 25 August 2011
The Benefits of Identity Theft Insurance
One of the fastest rising crimes in the United States and United Kingdom is Identity Theft. Considerably, identity theft is one of the most often reported crimes. Identity theft is a horrible crime which occurs about thrice every minute in America. In U.K an estimated one hundred thousand cases are committed every year.
Regrettably, identity theft is not anymore an unusual happening particularly in North America. Majority of people do not even give a thought of it. It does not matter to them whether the crime is committed or not. They will only be concerned about it if they will be victimized by the identity thief.
What is the meaning of Identity Theft? Identity Theft or Identity Fraud is the deliberate assumption of the identity of another person, generally in order to have free access of their finances or to use it in committing a terrible crime. Identity theft is unlawful use of your personal name, date of birth, social security number together with your financial and banking information. The Identity Thief will utilize the information in applying for credit, opening bank accounts and to the extent of find a job.
Identity theft is seldom used in terrorism, illegal immigration, espionage or alters the identity of the person permanently. Identity theft can also be a way of blackmailing a person by violating the privacy of the person. The illegal activities of the thief while using the name of the victim will have serious consequences such as the loss of job or the marriage.
The victims of identity theft are not solely the stable credit companies, but also who does not have much credit life for example, the students from college. They will be framed up by giving them fake credit accounts using their names.
The students are the common victims because their personal information especially for schools that will post their grades by using their Social Security Number. And sometimes students do not even bother to protect such information. They do not check seriously their financial accounts. Mostly, credit card applications are sent by mail.
Identity theft crimes come from snatching of the wallet to big time fraud rings. Identity theft can happen when somebody gets your mail, your purse is stolen, or your records in an institution are swiped. This can be easily remedied if the thief is arrested early. The banks and creditors will only ask you to pay the first $50 of deceptive charges.
However, those grave cases of deception will go on for so many years and more resources to be resolved. In view of this, there is no denying that there exists the danger of identity theft. Thus, everyone should do something so as to give the necessary protection.
There are some preventive measures for the commission of the crime. It is really not easy to keep your identity safe especially in our world wherein we find strangers who are always smiling. You do not know whether they are sincere or not. Hence, you should be aware of fraud and be very careful in sharing your personal information. Every month, make it a habit to monitor carefully your statement of accounts. You should strictly observe any unlawful activity about your credit report.
In order that your personal information and pre-approved credit offers will not be known by any unauthorized person, you should use the paper shredder.
The above mentioned measures will serve as precautions for everyone who will be possible victims of identity theft. Now if you are really serious about your identity and financial stability, then the best way to protect us from identity theft is to get an identity theft insurance. Many companies are offering this identity theft insurance which normally costs from $25 to $60 every year.
You should bear in mind that identity theft insurance is not a guarantee which will prevent you from being a victim. Identity theft insurance will help you to recover from your plenty of losses due to identity theft.
However, your direct monetary losses resulting from identity theft are not covered by identity theft insurance. Identity theft insurance will provide the coverage for the reclaiming of your financial identity like the expenses when making a phone call, reproducing copies; documents are mailed, taking a leave from office without pay and hiring your attorney.
There are to things to consider before you get an identity theft insurance.
· Know what are the policy limits.
· Inquire if there is something deductible.
· Take note that identity theft insurance does not include direct monetary losses.
· Make some verifications on what limits apply and what are the requirements to cause the coverage, when the insurance policy covers the lost wages.
· If the insurance policy includes the legal fees, then verify what limits apply and if there is a need for the insurer to approve the legal work.
Wednesday, 24 August 2011
Tips for Identity Theft Prevention
Is it really possible to prevent identity theft? The answer is both yes and no. Let us make a comparison between identity theft and somebody who attempts to break into your house. Can you stop somebody who will break into your house? Of course, you will do everything to make it difficult for him. You will be installing alarms, locks and cameras for security purpose. You hire the services of armed guards and some experts in security.
With the above mentioned preparations, is there any possibility that somebody will be able still to house break? Certainly, if that somebody is full of determination, armed with sophisticated weapons and outnumbering your guards. This has been shown many times in the movies.
It is really the same thing with identity theft prevention. You will do something to make it more complicated to somebody, yet there is no guarantee that you will not be the next victim but at least you will minimize the risk. Just be cautious in managing your personal information and with total awareness, you will be able to be on guard against identity theft. What is important is to be prepared always and be clever always and on your guard.
There is really a need to be aware of the increasing number of cases on identity theft. It is due maybe to the comparatively low risk, high reward stake given to criminals. All they will have to do is to get your Social Security Number and some pieces of data which are taken easily. Then, they will assume your identity and commit credit deception. It’s a pity for the victims because they will spend so much money time draining ordeal which will create financial and emotional distress.
Below are the tips for identity theft prevention.
1. Always give protection to your Social Security Number. Do not place your Social Security Number in your wallet or to be printed on your checks. It is the main object of criminals.
2. Be aware of shoulder-surfers. Make sure nobody is looking over your shoulder when you enter a pin number or a credit card number to an ATM machine, or in a phone book.
3. Everything must be shred. You should keep your identity from being thrown into the garbage can.
4. Instead of signing the backs of your credit cards, just write “See Photo ID”.
5. Be sure to destroy all digital data.
6. You should be diligent in checking statements. Bills and bank statements must be checked properly.
7. Go to the post office in paying your bills. Do not leave your paid bills in the mailbox to be sent out. They will be stolen and to be washed with chemicals.
8. It is better to limit information in your checks.
9. You should analyze your credit report every year. It has your Social Security Number, present and prior employers, the list of all your account numbers, including those you have closed and your general credit score.
10. Your computer must be free from viruses and spies.
11. If you are going to shop online, be sure to check first the website before entering your credit card number or any personal information.
12. Always monitor your credit history.
13. Do not hesitate to ask questions whenever you are asked about personal information which is not connected to the transaction.
14. You should not be influenced by pre-approved credit offers.
15. Do not bring with you additional credit cards or other important personal identity documents unless necessary.
16. Ask for your Social Security Earnings and Benefits statement every year so as to check for deception.
17. You should examine first the charges on your credit card statements before you pay.
18. All unused credit card accounts must be cancelled immediately.
19. Don’t ever give your credit card number or any personal information when using the phone except when you trust that business or you started the phone conversation.
20. Make a subscription to a credit report monitoring service so that you will be notified in case somebody applies for credit using your name.
21. Do not be afraid to question the identity of the people and companies which will initiate contact with you, through the email, mail, telephone or even in person.
22. Don’t leave your wallet or purse unattended most especially in the church, place of work, restaurants, parties or on trolleys for shopping.
Notify immediately the bank, if you did not receive any statement.
With the above mentioned preparations, is there any possibility that somebody will be able still to house break? Certainly, if that somebody is full of determination, armed with sophisticated weapons and outnumbering your guards. This has been shown many times in the movies.
It is really the same thing with identity theft prevention. You will do something to make it more complicated to somebody, yet there is no guarantee that you will not be the next victim but at least you will minimize the risk. Just be cautious in managing your personal information and with total awareness, you will be able to be on guard against identity theft. What is important is to be prepared always and be clever always and on your guard.
There is really a need to be aware of the increasing number of cases on identity theft. It is due maybe to the comparatively low risk, high reward stake given to criminals. All they will have to do is to get your Social Security Number and some pieces of data which are taken easily. Then, they will assume your identity and commit credit deception. It’s a pity for the victims because they will spend so much money time draining ordeal which will create financial and emotional distress.
Below are the tips for identity theft prevention.
1. Always give protection to your Social Security Number. Do not place your Social Security Number in your wallet or to be printed on your checks. It is the main object of criminals.
2. Be aware of shoulder-surfers. Make sure nobody is looking over your shoulder when you enter a pin number or a credit card number to an ATM machine, or in a phone book.
3. Everything must be shred. You should keep your identity from being thrown into the garbage can.
4. Instead of signing the backs of your credit cards, just write “See Photo ID”.
5. Be sure to destroy all digital data.
6. You should be diligent in checking statements. Bills and bank statements must be checked properly.
7. Go to the post office in paying your bills. Do not leave your paid bills in the mailbox to be sent out. They will be stolen and to be washed with chemicals.
8. It is better to limit information in your checks.
9. You should analyze your credit report every year. It has your Social Security Number, present and prior employers, the list of all your account numbers, including those you have closed and your general credit score.
10. Your computer must be free from viruses and spies.
11. If you are going to shop online, be sure to check first the website before entering your credit card number or any personal information.
12. Always monitor your credit history.
13. Do not hesitate to ask questions whenever you are asked about personal information which is not connected to the transaction.
14. You should not be influenced by pre-approved credit offers.
15. Do not bring with you additional credit cards or other important personal identity documents unless necessary.
16. Ask for your Social Security Earnings and Benefits statement every year so as to check for deception.
17. You should examine first the charges on your credit card statements before you pay.
18. All unused credit card accounts must be cancelled immediately.
19. Don’t ever give your credit card number or any personal information when using the phone except when you trust that business or you started the phone conversation.
20. Make a subscription to a credit report monitoring service so that you will be notified in case somebody applies for credit using your name.
21. Do not be afraid to question the identity of the people and companies which will initiate contact with you, through the email, mail, telephone or even in person.
22. Don’t leave your wallet or purse unattended most especially in the church, place of work, restaurants, parties or on trolleys for shopping.
Notify immediately the bank, if you did not receive any statement.
Identity Theft Prevention
Identity Theft Prevention
Identity Theft Prevention
Identity Theft Prevention
Identity Theft Prevention
Identity Theft Prevention
Monday, 22 August 2011
Identity Theft: Protecting Yourself In The Information Age [VHS]
![Identity Theft: Protecting Yourself In The Information Age [VHS]](/51dZZjb0pwLSL500.jpg)
Identity theft is a horrifying and traumatic experience. It's easy to imagine the frustration at being wrongly denied a credit card or loan. Worse are the sleepless nights after threatening phone calls from creditors anxious to retrieve cash loaned in your name. It can also be much more serious.Identity theft is linked to organised crime: illegal immigration and human trafficking, drug couriers, and money laundering. For these criminals, identity theft is a way of avoiding detection. Home Office figures estimate that identity fraud costs the UK economy £1.72 billion a year. It is a growth industry that affects everyone.
If you have never been the victim of identity theft, count yourself lucky. But luck is not enough. This audiobook is essential for everyone, as we are all potential victims. Learn how to protect yourself against it, how to spot the warning signs, and what to do if you think someone may have stolen your identity.
This product is manufactured on demand using CD-R recordable media. Amazon.com's standard return policy will apply.
Price: $19.95
Sunday, 21 August 2011
Identity Theft - What To Do About It
Identity theft is a horrifying and traumatic experience. It's easy to imagine the frustration at being wrongly denied a credit card or loan. Worse are the sleepless nights after threatening phone calls from creditors anxious to retrieve cash loaned in your name. It can also be much more serious.Identity theft is linked to organised crime: illegal immigration and human trafficking, drug couriers, and money laundering. For these criminals, identity theft is a way of avoiding detection. Home Office figures estimate that identity fraud costs the UK economy £1.72 billion a year. It is a growth industry that affects everyone.
If you have never been the victim of identity theft, count yourself lucky. But luck is not enough. This audiobook is essential for everyone, as we are all potential victims. Learn how to protect yourself against it, how to spot the warning signs, and what to do if you think someone may have stolen your identity.
This product is manufactured on demand using CD-R recordable media. Amazon.com's standard return policy will apply.
Price: $15.99
Saturday, 20 August 2011
RFID Credit Card Protector Protects Identity Data Theft
RFID Credit Card Protector Protects Identity Data Theft!Protect yourself against identity theft.
Electronic pickpockets know this.
Now you have an inexpensive means of adding another layer of personal identity protection.
These specially lined pockets block RFID signals so the information cannot be read.
Since 2006, US passports, some major credit card companies and many US state DMV driver's license divisions have included a radio frequency chip on your identification.
Features:
* 2 Credit card protectors.
* Essential for home and travel.
* Holds credit cards and driver's licenses.
* Helps protect against unwarranted RFID signals.
* These specially lined pockets block RFID signals so the information cannot be read.
* Protect yourself against identity theft.
* RFID Technology (Radio Frequency Identification).
Price: $19.99
Friday, 19 August 2011
What identity theft and your credit have in common?
What do identity theft and your credit have in common? As a victim of identity theft, your credit can be ruined often times before you even realize you are a victim. The goal of an identity thief is to use your personal information for their economic gain. Once an I.D. thief has access to information such as your name, address, phone number, drivers license number or social security number many different accounts can be opened in your name. Common types of accounts opened are bank credit cards, store credit cards and utilities such as electricity or phone. Once the accounts have been opened the thief will then purchase goods or services without any intent of paying for them. When bank or store credit accounts are opened a common practice is for the thief to purchase items that can easily be resold such as jewelry or electronics. Since there is typically a grace period of approximately three weeks after the close of the billing cycle before payment is due, it can take eight or more weeks before letters and phone calls begin arriving from the creditor demanding payment. This may be your first indication that there is a problem. If the account was opened using an address other then your own, then statements or past due notices will not reach you that would have alerted you to the problem. Unfortunately you may not discover that you credit has been damaged until you try to open a new credit account and are declined.
Imagine what this would mean if you are trying to purchase a home or car. In the case of a home mortgage you will be outright declined with today's strict lending standards. When it comes to an auto loan you can plan on paying a sky high interest rate meaning you'll be driving less of a car for the money. If utility accounts are opened in your name it is likely that the identity thief has already had payment problems with a utility, otherwise they would have been more likely to open the account in their own name. It is entirely possible that the monthly bills will be paid until the I.D. thief moves to a new residence and then decides to not pay the final bill. After trying to collect payment for approximately 60-90 days the utility will turn the account over to a collection agency. Any account that goes to collection and is reported to the credit bureaus will have a significant negative impact on your credit. Again you may never know about this until you try to open a new account and are declined or are monitoring your credit. Who is most likely to steal your identity? Despite all of the publicity regarding identity thieves stealing company laptops or hacking in to computer systems containing personal account information of customers and employees the sad truth is that you are more likely to have your identity stolen by a family member.
Family members have much easier access to your credit/debit cards and online account passwords or pin numbers. Any unauthorized purchase using your personal account is a form of identity theft. How do thieves steal identities? Family members simply have to look inside your purse or wallet for account numbers and then either guess your online password or know where you have it written down. This makes it very simple to make unauthorized purchases. Professional identity thieves use many different sources to gather your personal information. They may hack into a company's computer system and steal thousands of files containing employee social security numbers or customer account information. Other methods to steal identity information include buying the information from a bank employee or a restaurant employee who uses a reader to scan your card. There are many ways for a determined thief to gain access to your personal information. Your best defense is to be alert to unusual credit activity and to monitor your credit. What is your identity theft risk factor? What steps do you take to protect your personal information?
Good habits to practice: Closely review your credit card and bank statements each month? Check bank and credit card statements for any unusual activity and question transactions you do not recognize. It has become more common for thieves to process small charges, under $10.00, on stolen credit cards with the hope that the card holder will ignore the charge. These small charges multiplied over hundreds or thousands of accounts can add up to lot money for the thief. Use a shredder for papers with personal information. A cross cut shredder is recommended. Shred all documents that contain any type of personal information even name and address. It may seem unnecessary but why give a potential thief anything easy to get. Use a cross cut shredder rather than a strip shredder. Cross cut shredders turn the papers into confetti sized pieces and make it very difficult to reassemble the pieces. When ordering new checks from your bank, have them mailed to your local bank branch rather than your home. A box of new checks sitting in your mail box is an invitation to have your checking account drained. It could be days or weeks before you realize that they were stolen since you didn't know they had arrived. When your bank receives your check order they will call you to let you know and also have you sign a log book that you picked them up.
Don't let mail build up in your box. Collect the mail from your mail box as soon as possible after it is delivered. Mail can be an easy target for someone looking to steal your identity. Mail containing insurance, medical, credit card or bank statements, utility bills, payroll checks or stubs and government correspondence such as Medicare can have valuable personal information. If you are going to be away from home and not available to pick up your mail in a timely manner simply have the post office hold it for you until you return.
Do not carry your social security or debit card pin number in your purse or wallet. Social Security numbers are the Holy Grail in the identity theft world. Never carry your Social Security card in your purse or wallet because if the purse or wallet is lost or stolen thieves will have a much easier time destroying your credit profile. Also, do not write down your ATM pin number and carry it with you for the same reasons.
Turn off receiving preapproved credit card offers. Preapproved credit card offers are like gold to an identity thief. To stop unsolicited credit offers go to http://www.optoutprescreen.com and follow the instructions. It can take 2 to 3 months for the offers to stop arriving in your mail box. This will not affect your ability to open a new credit card account but simply stop the offers being mailed to you.
Do not give personal information over the phone or internet. If you receive a call, email or text from anyone saying they need to verify account numbers, passwords etc DO NOT provide the information. Your bank or credit card company will never contact you and ask for this type of personal information, they already have it. The same holds true for any business you have a financial relationship whether they are an online or brick and mortar company. The best tactic to take is to never give personal information unless you initiated the contact. This way you can be sure who you are talking to.
Signs you may be a victim of identity theft:
* Statements no longer arrive as before. The thief may have changed the account address.
* Unauthorized credit card purchases or bank withdrawals occur.
*You begin receiving calls from creditors or collection agencies regarding accounts you did not open.
* You are denied credit do to negative factors such as past due accounts when you know all accounts are paid on time.
What to do if your identity is stolen:
* File a police report
*Notify you bank if bank accounts have been compromised. You will likely need to close the existing account and open a new one.
*Notify any creditors of affected accounts. Again, you will likely need to close the existing account and open a new one.
*Issue a fraud alert with the credit bureaus. Contact any one of the three credit reporting agencies to initiate a fraud alert on your file. The bureau you contact will then notify the other two.
*Closely monitor your credit on an ongoing basis. The easiest and most effective means to monitor your credit profile is to enroll with a credit monitoring company.
What will likely happen to your credit profile? You have worked long and hard to build you credit. A single 30 day late on your credit can lower your score by as much as 100 points. Multiple 30, 60 or 90 days late will hurt your credit even further and will make future borrowing either not available or very expensive. You will need to contact the credit bureaus in writing to dispute any entries on your profile for accounts you did not open. This is when a police report can be helpful to document the unauthorized account activity. The bottom line is that it is better to be overly cautious when it comes to protecting your identity and doesn't really take that much time or effort. Do not give out your personal information to anyone you did not initiate contact and shred, shred, shred.
Imagine what this would mean if you are trying to purchase a home or car. In the case of a home mortgage you will be outright declined with today's strict lending standards. When it comes to an auto loan you can plan on paying a sky high interest rate meaning you'll be driving less of a car for the money. If utility accounts are opened in your name it is likely that the identity thief has already had payment problems with a utility, otherwise they would have been more likely to open the account in their own name. It is entirely possible that the monthly bills will be paid until the I.D. thief moves to a new residence and then decides to not pay the final bill. After trying to collect payment for approximately 60-90 days the utility will turn the account over to a collection agency. Any account that goes to collection and is reported to the credit bureaus will have a significant negative impact on your credit. Again you may never know about this until you try to open a new account and are declined or are monitoring your credit. Who is most likely to steal your identity? Despite all of the publicity regarding identity thieves stealing company laptops or hacking in to computer systems containing personal account information of customers and employees the sad truth is that you are more likely to have your identity stolen by a family member.
Family members have much easier access to your credit/debit cards and online account passwords or pin numbers. Any unauthorized purchase using your personal account is a form of identity theft. How do thieves steal identities? Family members simply have to look inside your purse or wallet for account numbers and then either guess your online password or know where you have it written down. This makes it very simple to make unauthorized purchases. Professional identity thieves use many different sources to gather your personal information. They may hack into a company's computer system and steal thousands of files containing employee social security numbers or customer account information. Other methods to steal identity information include buying the information from a bank employee or a restaurant employee who uses a reader to scan your card. There are many ways for a determined thief to gain access to your personal information. Your best defense is to be alert to unusual credit activity and to monitor your credit. What is your identity theft risk factor? What steps do you take to protect your personal information?
Good habits to practice: Closely review your credit card and bank statements each month? Check bank and credit card statements for any unusual activity and question transactions you do not recognize. It has become more common for thieves to process small charges, under $10.00, on stolen credit cards with the hope that the card holder will ignore the charge. These small charges multiplied over hundreds or thousands of accounts can add up to lot money for the thief. Use a shredder for papers with personal information. A cross cut shredder is recommended. Shred all documents that contain any type of personal information even name and address. It may seem unnecessary but why give a potential thief anything easy to get. Use a cross cut shredder rather than a strip shredder. Cross cut shredders turn the papers into confetti sized pieces and make it very difficult to reassemble the pieces. When ordering new checks from your bank, have them mailed to your local bank branch rather than your home. A box of new checks sitting in your mail box is an invitation to have your checking account drained. It could be days or weeks before you realize that they were stolen since you didn't know they had arrived. When your bank receives your check order they will call you to let you know and also have you sign a log book that you picked them up.
Don't let mail build up in your box. Collect the mail from your mail box as soon as possible after it is delivered. Mail can be an easy target for someone looking to steal your identity. Mail containing insurance, medical, credit card or bank statements, utility bills, payroll checks or stubs and government correspondence such as Medicare can have valuable personal information. If you are going to be away from home and not available to pick up your mail in a timely manner simply have the post office hold it for you until you return.
Do not carry your social security or debit card pin number in your purse or wallet. Social Security numbers are the Holy Grail in the identity theft world. Never carry your Social Security card in your purse or wallet because if the purse or wallet is lost or stolen thieves will have a much easier time destroying your credit profile. Also, do not write down your ATM pin number and carry it with you for the same reasons.
Turn off receiving preapproved credit card offers. Preapproved credit card offers are like gold to an identity thief. To stop unsolicited credit offers go to http://www.optoutprescreen.com and follow the instructions. It can take 2 to 3 months for the offers to stop arriving in your mail box. This will not affect your ability to open a new credit card account but simply stop the offers being mailed to you.
Do not give personal information over the phone or internet. If you receive a call, email or text from anyone saying they need to verify account numbers, passwords etc DO NOT provide the information. Your bank or credit card company will never contact you and ask for this type of personal information, they already have it. The same holds true for any business you have a financial relationship whether they are an online or brick and mortar company. The best tactic to take is to never give personal information unless you initiated the contact. This way you can be sure who you are talking to.
Signs you may be a victim of identity theft:
* Statements no longer arrive as before. The thief may have changed the account address.
* Unauthorized credit card purchases or bank withdrawals occur.
*You begin receiving calls from creditors or collection agencies regarding accounts you did not open.
* You are denied credit do to negative factors such as past due accounts when you know all accounts are paid on time.
What to do if your identity is stolen:
* File a police report
*Notify you bank if bank accounts have been compromised. You will likely need to close the existing account and open a new one.
*Notify any creditors of affected accounts. Again, you will likely need to close the existing account and open a new one.
*Issue a fraud alert with the credit bureaus. Contact any one of the three credit reporting agencies to initiate a fraud alert on your file. The bureau you contact will then notify the other two.
*Closely monitor your credit on an ongoing basis. The easiest and most effective means to monitor your credit profile is to enroll with a credit monitoring company.
What will likely happen to your credit profile? You have worked long and hard to build you credit. A single 30 day late on your credit can lower your score by as much as 100 points. Multiple 30, 60 or 90 days late will hurt your credit even further and will make future borrowing either not available or very expensive. You will need to contact the credit bureaus in writing to dispute any entries on your profile for accounts you did not open. This is when a police report can be helpful to document the unauthorized account activity. The bottom line is that it is better to be overly cautious when it comes to protecting your identity and doesn't really take that much time or effort. Do not give out your personal information to anyone you did not initiate contact and shred, shred, shred.
You really need Privacy Guard credit?
Most people do not know and some observe just how frequent their credit score and credit history changes. Most people are just focused on maintaining a good credit score but is not aware of Privacy Guard credit. These people are usually a victim of identity theft. And it takes even and a great effort to recover from identity theft. It also takes a lot of time to solve this type of cases. It would be best to have a credit card security that will protect your life and identity.
Audit
Subscribers of privacy guard credit pay monthly for this kind of monitoring service. The main purpose of this service is to protect its members against identity thieves. These criminals will have access to their prospect information, use up all the credits and take as much money as they can. When they do all this, they will open another account with your identity and spend so much money. The next thing you know you're on collection agencies red spot. You want to receive calls on each hour and mails per week. If you have a body guard like this, a system to monitor your credit score, credit reports, and will provide you with helpful information.
Identity theft prevention process
When privacy guard registered a possible fraud case would guard stop it before it brings much damage on your credit score and most of all, finances. You can also receive credit alert regarding this matter.
Benefits from Privacy Guard credit
Privacy guard offers many services and provide their subscribers with a wide variety of interesting advantages. Other than a simpler way to get your credit report, you can also get the medical information Bureau here. They can also help their members with assessment of their social benefits. Privacy guard can also assist their members with data processing their loan and sometimes give recommendations, so that they can easily pay for that. they offer identity theft insurance to help members recover. They have also linked to this, services for victims to recover more easily. They have 3 Bureau credit monitoring, as well as.
Credit companies have the best ways to combat identity theft and fraud, but you can also do something to avoid becoming the best offering. Really you need Privacy Guard credit to keep your credit, your life and your identity from many criminals like this throughout the world. You have to act now, before it is too late. You will never suffer from this nightmare.
Audit
Subscribers of privacy guard credit pay monthly for this kind of monitoring service. The main purpose of this service is to protect its members against identity thieves. These criminals will have access to their prospect information, use up all the credits and take as much money as they can. When they do all this, they will open another account with your identity and spend so much money. The next thing you know you're on collection agencies red spot. You want to receive calls on each hour and mails per week. If you have a body guard like this, a system to monitor your credit score, credit reports, and will provide you with helpful information.
Identity theft prevention process
When privacy guard registered a possible fraud case would guard stop it before it brings much damage on your credit score and most of all, finances. You can also receive credit alert regarding this matter.
Benefits from Privacy Guard credit
Privacy guard offers many services and provide their subscribers with a wide variety of interesting advantages. Other than a simpler way to get your credit report, you can also get the medical information Bureau here. They can also help their members with assessment of their social benefits. Privacy guard can also assist their members with data processing their loan and sometimes give recommendations, so that they can easily pay for that. they offer identity theft insurance to help members recover. They have also linked to this, services for victims to recover more easily. They have 3 Bureau credit monitoring, as well as.
Credit companies have the best ways to combat identity theft and fraud, but you can also do something to avoid becoming the best offering. Really you need Privacy Guard credit to keep your credit, your life and your identity from many criminals like this throughout the world. You have to act now, before it is too late. You will never suffer from this nightmare.
Thursday, 18 August 2011
1 x 10/100Base-TX LAN, 1 x 10/100Base-TX WAN - FirewallWednesday, 17 August 2011
Internet Safety eBook
Be 'internet savvy' and learn technical tips written in simple language. Learn about social networking privacy settings, passwords and how to store them, scams and how to spot one, identity theft, resources for parents and much more !
Check it out!
PC Health Advisor
New Version 3.1 Now includes Driver updates, driver management and file extension help. Premium Registry Cleaner, Remove Spyware/malware processes running in memory, Erase History & protect identity, Boost PC Speed all in one suite for best conversions.
Check it out!
Tuesday, 16 August 2011
Learn How to Prevent Identity Theft
No one wants to be a victim of identity theft, as it is so difficult to clear all the transaction made by these thieves. If you do not have enough knowledge about it, you will not be prevented from being a victim of it.
All you need to do is to prevent yourself from being the victim.
However, how are you going to do that?
Read this article and find out how you can prevent being victimized by these thieves.
The best way to protect you from being a victim of identity theft is to protect your information. You should know all the possibilities that your information can be obtained. You must be of good control over your information to avoid it from being stolen.
You should be aware of the means to obtain your information. There are in fact many ways to get it. These are the following means:
• Purchasing goods and services over the net
• Online banking
• Throwing away your previous credit cards without destroying it
• Storing personal data and information in your computer
• Cellular phone use
• Wireless phone use
• Using your passwords and numbers for identification
You need to safeguard your personal information using the following techniques. You should be conscious about it, as it will give you proper education on what to do and what to learn in terms of handling your account. Follow these simple guidelines to protect yourself from the harm of identity theft:
• It is safer to memorize your security codes and numbers other than writing it down. Never print these numbers on your checks.
• Give your files protection from making passwords. These can only be opened if your personal security code or password is entered.
Never use your birth date or your name as a password; it can be an easy guess to the people.
• Require your credit bureaus to give you regular reports on the review of your credit accounts.
• Install software in your computer to avoid malicious software to enter your computer. Software such as firewall will minimize the chances of downloading bad software such as spyware, adware, and keyloggers.
This software will unnoticeably enter your computer to spy on all the operation made in your computer. With the use of firewalls, you are sure to get rid of this malicious software in real time.
• Do not include your personal information on the email inquiry. You should also avoid sending information over email.
If you are sure that the reputable website sent you a business transaction, go to the particular official website of the sender to reply. Never use the link indicated on the email sent.
• Never open mail attachments if you are not sure about who sent it to you. These attachments may contain software that can enter your computer system unnoticeably. This problem can be solved by using software that gets rid of them. Choose software that updated continuously.
• Do not provide personal information when you are filling up forms online. Do not provide your personal data and most special your financial information online.
• During a telephone call, never give your personal data and information on the one you are talking to.
You can give your financial information and other data if you are the one to initiate the conversation.
• Never mind the mails that tell you to complete your application on credit cards especially online.
• Never discard any previously used credit card before destroying it. Shred it tears it and torn it into pieces to secure that these credit cards will not be used again.
• If you lose your credit cards of other important cards report about it immediately to authorized personnel. You should temporarily close your account until the card has been captured.
• Destroy all the documents that contain your personal data and information. Burning them can be more preferable.
• Never discard bank receipts, credit card receipts and transaction receipt in public areas. Some people may obtain this information and use it against you.
These are the guidelines to protect you from experiencing the wrath of identity theft. Make sure to follow these guidelines well for the protection of you accounts.
All you need to do is to prevent yourself from being the victim.
However, how are you going to do that?
Read this article and find out how you can prevent being victimized by these thieves.
The best way to protect you from being a victim of identity theft is to protect your information. You should know all the possibilities that your information can be obtained. You must be of good control over your information to avoid it from being stolen.
You should be aware of the means to obtain your information. There are in fact many ways to get it. These are the following means:
• Purchasing goods and services over the net
• Online banking
• Throwing away your previous credit cards without destroying it
• Storing personal data and information in your computer
• Cellular phone use
• Wireless phone use
• Using your passwords and numbers for identification
You need to safeguard your personal information using the following techniques. You should be conscious about it, as it will give you proper education on what to do and what to learn in terms of handling your account. Follow these simple guidelines to protect yourself from the harm of identity theft:
• It is safer to memorize your security codes and numbers other than writing it down. Never print these numbers on your checks.
• Give your files protection from making passwords. These can only be opened if your personal security code or password is entered.
Never use your birth date or your name as a password; it can be an easy guess to the people.
• Require your credit bureaus to give you regular reports on the review of your credit accounts.
• Install software in your computer to avoid malicious software to enter your computer. Software such as firewall will minimize the chances of downloading bad software such as spyware, adware, and keyloggers.
This software will unnoticeably enter your computer to spy on all the operation made in your computer. With the use of firewalls, you are sure to get rid of this malicious software in real time.
• Do not include your personal information on the email inquiry. You should also avoid sending information over email.
If you are sure that the reputable website sent you a business transaction, go to the particular official website of the sender to reply. Never use the link indicated on the email sent.
• Never open mail attachments if you are not sure about who sent it to you. These attachments may contain software that can enter your computer system unnoticeably. This problem can be solved by using software that gets rid of them. Choose software that updated continuously.
• Do not provide personal information when you are filling up forms online. Do not provide your personal data and most special your financial information online.
• During a telephone call, never give your personal data and information on the one you are talking to.
You can give your financial information and other data if you are the one to initiate the conversation.
• Never mind the mails that tell you to complete your application on credit cards especially online.
• Never discard any previously used credit card before destroying it. Shred it tears it and torn it into pieces to secure that these credit cards will not be used again.
• If you lose your credit cards of other important cards report about it immediately to authorized personnel. You should temporarily close your account until the card has been captured.
• Destroy all the documents that contain your personal data and information. Burning them can be more preferable.
• Never discard bank receipts, credit card receipts and transaction receipt in public areas. Some people may obtain this information and use it against you.
These are the guidelines to protect you from experiencing the wrath of identity theft. Make sure to follow these guidelines well for the protection of you accounts.
Monday, 15 August 2011
Identity theft commercials are really happening
You may have laughed off at the absurdity that is shown in identity theft commercials. But they should be not something to laugh about.
Some commercials may have even touched or scared you. But the most effective identity commercials are those that make people wary whenever they go out or use their credit cards.
What you see on television is actually a example of what might happen in reality. No matter how funny or violent these identity theft commercials maybe, they are nothing compared to what can happen in real life.
You can actually benefit and learn from watching commercials about identity theft. Try to listen to the accounts of identity theft victims talking about all the things the thief was able to purchase and what they have accomplished using your identity.
Identity theft is not just what you see in your tube. They are real and actual problems that still have no solutions. On the contrary, it is getting worse and worse as time goes by.
The more conservative methods used by identity thieves consist of stealing records or information while on the job and stealing your mail, such as bank and credit card statements, credit card offers, new checks and tax information.
Mail can be stolen while it is to and from your mailbox. A thief can fill out a “change of address’ form and have your mail brought to a different address. They can also gain access to your information by going through your trash or the trash of businesses or public trash dumps.
To get a credit report, identity thieves may pretend to be a landlord, an employer or someone else who may have legal right to admission to your personal information.
Even if you think your own personal information is well protected, you may not be aware of some of the high-tech, and highly clever methods that thieves today are using to get your personal data.
Some of the most popular commercials show some skimming and phishing strategies that identity thieves are doing.
In skimming, identity thieves obtain credit or debit card numbers by putting the information in a data storage device they have put to an ATM or automated teller machine.
On the same note, shoulder surfing is when an identity thief uses a camera phone or positions near a person who is using the ATM or is typing in his or her credit card number into a phone.
The most recent trend in this crime involves fraudulent emails. This is quickly becoming one of the frequent cases.
According to results of a survey done by a financial transaction company, around 43 percent of users have received phishing contracts in their emails. In this strategy, identity thieves pose as banks, credit card companies or other institutions to get you to give out information such as passwords or account numbers.
In the more sophisticated strategy also known as pharming, users that are trying to get into a certain site is mislead to fake sites that have the same address.
Now that you already know some of the identity theft cases, you maybe wondering if you can use the measures you have seen on identity theft commercials. Although some of them may be reality-based and can actually work, it is important that you also know some of important things not seen in those commercials.
Consumers can avoid being an identity theft victim by using only ATMs that they are familiar with, checking out the machine to be certain that nothing looks out of the ordinary and covering up the pin number you are using.
You should continue maintaining your monthly checks and statements for at least one year in case you need to disagree over a particular check transaction made.
Finally, when you throw out papers that have personal information, such as ATM , bank checks, etc. try to shred them first before dumping. It is also a good idea to keep a file of all credit cards, account numbers, expiration dates and credit card customer service phone numbers in a safe place in case your cards are stolen or lost.
You can never be too careful these days. Anyone can be a victim of identity theft, commercial or no commercial.
Identity Theft in the World of Internet
Many films have been made to picture how powerful the internet is. Most of this tackles on how a hacker steals files from certain document files.
But did you know that identity theft can also take place inside the net?
In the present situation, the world of Internet has become an interesting arena for imposters and criminals. Most of the criminals can gain access to passwords, personal data and identifying information that they can use to acquire the assets of the victim.
Most of the information of the victim can be acquired from several forms of spam email. Another way is, there are also some people who subscribe from solicitation websites that promise them some profits. By doing this unknowingly, the criminals had gotten some requests for identifying data. Later on, this data will be used against the credibility of the victim.
In some cases, there are some web imposters that use computer technology to get hold of large amounts of personal data. The personal data will give them an idea about the victim’s lifestyle and enables them to spy more.
But, how is the internet basically used to perform identity theft?
The cookie places an important role. It is a piece of text identity in which the web server can be able to restore on a certain part of user’s hard disks. Cookies can have information about the users’ lifestyle and some personal preferences. It can also carry some information about the sites which the user has been visited, the sent email, or even the advertisement that has been clicked on.
The criminal uses the cookie as tracking devices. Not only that, it also provide the criminals with precious personal data. A cookie can also serve as the personal preference in which a criminal uses for the scam.
Most of the internet “thieves” have software to conduct an official and prohibited access to public data records. By getting an access to the public data records, the criminal can get information about the victim. Normally, criminals access the date of birth, surname, maiden name, address, security number and many more.
Aside from the public data base, most of the thieves use the web linkages. The criminals just type in some sort of Social Security Numbers. The net will connect them into several search engines. According to investigations done, there are almost 95 identity sites pop ups. Basically the criminal simply click on a certain person’s file. After that, the criminal can view all of the possible identification.
There are also some criminals that create fake websites. If viewer subscribe on that particular websites, his personal data will be easily transferred into the database of the criminals.
Take note, that any machine in a public conveyance is distributed to multiple users. With online purchasing, the merchandise will leave a track cookie on the machine. If somebody found it in the internet, he could later try to acquire something from the stores using the original account.
On the other hand, there are also some web hackers that use encryption software. This software is applicable in mixing card numbers when doing their operation. The criminal will easily figure out the victim’s number.
Keep in mind that sending a card pin number over an internet online store is not completely safe. Encryption happens only when the viewer finds a shopping site. The site will show a padlock icon in the lower corner of the web browser.
Most of the internet identity theft criminals wants to maneuver someone’s personal account. Most of them have the intention to start spending money and take the identity with some new purchasing options.
For instance, many of the criminals have lost credits and do not have the capacity to take out the loan. Because of this, they will get some one else’s account to use in an internet transaction.
With the beginning of the internet fraudulence, identity theft already has become a proficient beneficial industry. Criminals, hackers and perpetrators have easier and quicker access to classified data around the globe.
In order to prevent this incident from happening, each computer user must be very careful in transacting business in the web. Aside from that, accessing the websites using a high-speed broadband is helpful. This service will make the computer flexible against the hackers.
But did you know that identity theft can also take place inside the net?
In the present situation, the world of Internet has become an interesting arena for imposters and criminals. Most of the criminals can gain access to passwords, personal data and identifying information that they can use to acquire the assets of the victim.
Most of the information of the victim can be acquired from several forms of spam email. Another way is, there are also some people who subscribe from solicitation websites that promise them some profits. By doing this unknowingly, the criminals had gotten some requests for identifying data. Later on, this data will be used against the credibility of the victim.
In some cases, there are some web imposters that use computer technology to get hold of large amounts of personal data. The personal data will give them an idea about the victim’s lifestyle and enables them to spy more.
But, how is the internet basically used to perform identity theft?
The cookie places an important role. It is a piece of text identity in which the web server can be able to restore on a certain part of user’s hard disks. Cookies can have information about the users’ lifestyle and some personal preferences. It can also carry some information about the sites which the user has been visited, the sent email, or even the advertisement that has been clicked on.
The criminal uses the cookie as tracking devices. Not only that, it also provide the criminals with precious personal data. A cookie can also serve as the personal preference in which a criminal uses for the scam.
Most of the internet “thieves” have software to conduct an official and prohibited access to public data records. By getting an access to the public data records, the criminal can get information about the victim. Normally, criminals access the date of birth, surname, maiden name, address, security number and many more.
Aside from the public data base, most of the thieves use the web linkages. The criminals just type in some sort of Social Security Numbers. The net will connect them into several search engines. According to investigations done, there are almost 95 identity sites pop ups. Basically the criminal simply click on a certain person’s file. After that, the criminal can view all of the possible identification.
There are also some criminals that create fake websites. If viewer subscribe on that particular websites, his personal data will be easily transferred into the database of the criminals.
Take note, that any machine in a public conveyance is distributed to multiple users. With online purchasing, the merchandise will leave a track cookie on the machine. If somebody found it in the internet, he could later try to acquire something from the stores using the original account.
On the other hand, there are also some web hackers that use encryption software. This software is applicable in mixing card numbers when doing their operation. The criminal will easily figure out the victim’s number.
Keep in mind that sending a card pin number over an internet online store is not completely safe. Encryption happens only when the viewer finds a shopping site. The site will show a padlock icon in the lower corner of the web browser.
Most of the internet identity theft criminals wants to maneuver someone’s personal account. Most of them have the intention to start spending money and take the identity with some new purchasing options.
For instance, many of the criminals have lost credits and do not have the capacity to take out the loan. Because of this, they will get some one else’s account to use in an internet transaction.
With the beginning of the internet fraudulence, identity theft already has become a proficient beneficial industry. Criminals, hackers and perpetrators have easier and quicker access to classified data around the globe.
In order to prevent this incident from happening, each computer user must be very careful in transacting business in the web. Aside from that, accessing the websites using a high-speed broadband is helpful. This service will make the computer flexible against the hackers.
Sunday, 14 August 2011
Laptop Lock
Its multi-function lock adapter enables the laptop lock to secure laptops, monitors and more. And its tough wire cable and sturdy lock provide peace of mind in dorms, classrooms, or during study sessions in the library. because Laptop are expensive and because they often contain information such as social security numbers an dpersonal financial records, laptops are a popular target of theft.Price:
Saturday, 13 August 2011
How to Avoid Identity Theft: Keeping your Financial Records Safe
Picture this, you are browsing through your mail, you get your bills and you didn’t count on seeing your credit card bill with a five-figure charge. Its bad enough that you get charged for purchases you didn’t do, you also get slapped with a bad credit rating that will certainly jack up all your credit rates.
Aside from that, the legitimate card holder can also suffer from different consequences. The credit account can be transferred to fraudulent individuals or corporations and the savings data will leak permanently. Important information like credit card password and numbers are also stolen. Client’s confidentiality can also be changed by the impersonator. Worse, the social security of a person may be used for different criminal acts.
In most part of the globe, the issue on identity theft is a rapid growing offense. In United States, a study was conducted last 2004 revealing how serious the situation of the crime is. The Federal Trade Commission recently concluded that almost 9.1 million individuals are victims of identity theft crimes.
Aside from that, in a United Kingdom based study done last 2003, 20 percent of the entire consumer groups have also fell victim to identity theft crisis. On the other hand, the Home Office in United Kingdom does not assemble the information for identity theft. Instead, they make some alternatives on how to avoid this kind of situations. This only goes to show that identity theft is prevalent in both sides of the globe.
How to prevent credit card identity theft from happening
In order to prevent this kind of scenario, here are some important insights and safety tips about identity theft.
• Leaving the receipt or pay slip on any ATM station or gas pumps is not a good habit. Be observant with details. Always make sure to lock and sort out files for bills, and bank account receipts. Before throwing those things away make sure to shred them first. Bits and pieces of information can be used by a seasoned identity thief.
• In a current investigation done by the FBI, 30 percent of the victims admitted that they had been a victim of identity theft by a co-worker or a friend. In this case, be very wary of the people around you. Don’t just trust any bank documents to anyone else. Most of the suspects know the pattern and lifestyles of their victims
• Do not forget to get a copy of credit reports and statements. Get it from a reliable source like credit banking and bureaus.
• Choose out of the mailing list. The bank mailing list must come from the contacts of credit bureaus. As much as possible, call the bank registry office. This office can give an idea which mailing list is safe from identity theft.
• Never write down the security card number on the check. Many individuals can read it and can use it against the account. Do not also put the security card number in the wallet. It must be kept on a secured area for privacy.
• Another thing is, never print the bank account number on any documents, like for example a driver’s license.
• Delete any spam email messages that requires an account number. It can be a fraud strategy top get vital information from you. And also, stop other credit card offers from the internet. There are some hackers that can corrupt the bank notifications. Installing firewall and anti spyware software can also help. These softwares can protect the password of the computer and other personal data sheets.
• When getting a new batch of checks, it is important to get first the initial printed name instead of the whole name. It is also important to get the check from designated bank purchaser office.
• The password account must be private. The pin number must not be carried inside the wallet. Any personal information should not be given over the phone.
As an advice, if an individual feels that he is a victim of an identity theft, it is appropriate to contact the nearest Justice Department. If not, a bank office can also help in that particular situation. Remember, in every action, taking extra care and getting help from the appropriate agencies is the safest thing to do.
Friday, 12 August 2011
How to Avoid Becoming a Victim of Identity Theft?
Identity theft simply putting it is a case of someone else assuming another person’s identity with the intention of committing fraud which usually results to trails of ruined credit, debts and collectors. And in most cases identity theft can lead to wrongful arrest.
The worst thing about identity theft is that most victim will only know that their identity have been robbed after everything that they have worked hard for is taken from them and the sad part is that most of the offenders usually gets away with it.
The case of identity theft is increasing in an alarming rate every year and to the great number of people who have become a victim of this crime the experience is comparable to a terrifying nightmare that has made them to live a life of fear and uncertainty. In what manner can your identity be robbed? There are actually so many ways on how an identity thief can acquire information about you like from your driver’s license, bank accounts, credit card accounts and others.
After the thief gathered all your information he or she will then direct all the bills and statements of his or her transactions to a temporary address. This is now where he or she waste all of your credit line for all its worth in cash advances, loans and credit card debt without the least intention of paying. After you are financially drained that is the only time that the thief will stop using your identity.
However, there are also some cases wherein an identity thief assumes somebody else’s identity not with the purpose of financially robbing the person but just to destroy the reputation of the person. This is usually where wrongful arrest occurs.
High Technology Provides a Great Venue for Identity Thieves
With today’s advanced technology it is no longer surprising that even identity thieves have also utilized the up-to-date resources especially in terms of the internet. Most of the identity thieves make use of the information provided by customers during online transactions. So if you are one of those avid consumers of online products and services you are a potential victim of identity theft.
The Federal Trade Commission suggests ways on how you can avoid becoming a victim of identity theft and here are some of them:
· Never give more than the information that is required of you especially in shopping online or in joining online services. Likewise, refrain from answering unsolicited emails since most thieves’ poses as representatives of legitimate businesses and often times would require for you to supply some additional personal information about yourself.
In cases such as this it would be wise if you would contact the company and ask them about the email and why they are asking for some very personal information. If the company denied the email then you better report the person that has sent you the email to FTC (Federal Trade Commission) or you can send a fraud alert to consumer reporting companies so that they can keep track of the thief.
· For your additional protection try also to place passwords on your bank accounts, credit card accounts as well as your other lines of credit. Make use of other numbers other than your social security number to guard against identity theft.
· Always keep your social security card in a safe place. If you want you can place it on a safety box or if you have a home safe you can also place your social security card there together with some of your other important documents. And for those who are fond of putting their social security number on their wallet just be careful not to lose your wallet or else you might just wake one day with somebody else walking around town posing as you.
· As much as possible keep refrain from giving out your social security number unless of course you are to obtain a credit report, loan or some other legitimate transactions. If ever you are to conduct other transactions that are entirely different from the above stated and is required to give your social security number be sure to ask why your social security number is needed and always try to find out the legitimacy of your transaction before giving away such important information.
· If you are an avid web user make sure to refrain from giving any personal information to web sites that are not employing Secure Sockets Layer especially in transferring information. Look for web sites that make use of https and encrypt all information between your computer and the site. Likewise, always read the privacy policy of the web site in order to gain insight on how they process and secure information their gathered information.
The worst thing about identity theft is that most victim will only know that their identity have been robbed after everything that they have worked hard for is taken from them and the sad part is that most of the offenders usually gets away with it.
The case of identity theft is increasing in an alarming rate every year and to the great number of people who have become a victim of this crime the experience is comparable to a terrifying nightmare that has made them to live a life of fear and uncertainty. In what manner can your identity be robbed? There are actually so many ways on how an identity thief can acquire information about you like from your driver’s license, bank accounts, credit card accounts and others.
After the thief gathered all your information he or she will then direct all the bills and statements of his or her transactions to a temporary address. This is now where he or she waste all of your credit line for all its worth in cash advances, loans and credit card debt without the least intention of paying. After you are financially drained that is the only time that the thief will stop using your identity.
However, there are also some cases wherein an identity thief assumes somebody else’s identity not with the purpose of financially robbing the person but just to destroy the reputation of the person. This is usually where wrongful arrest occurs.
High Technology Provides a Great Venue for Identity Thieves
With today’s advanced technology it is no longer surprising that even identity thieves have also utilized the up-to-date resources especially in terms of the internet. Most of the identity thieves make use of the information provided by customers during online transactions. So if you are one of those avid consumers of online products and services you are a potential victim of identity theft.
The Federal Trade Commission suggests ways on how you can avoid becoming a victim of identity theft and here are some of them:
· Never give more than the information that is required of you especially in shopping online or in joining online services. Likewise, refrain from answering unsolicited emails since most thieves’ poses as representatives of legitimate businesses and often times would require for you to supply some additional personal information about yourself.
In cases such as this it would be wise if you would contact the company and ask them about the email and why they are asking for some very personal information. If the company denied the email then you better report the person that has sent you the email to FTC (Federal Trade Commission) or you can send a fraud alert to consumer reporting companies so that they can keep track of the thief.
· For your additional protection try also to place passwords on your bank accounts, credit card accounts as well as your other lines of credit. Make use of other numbers other than your social security number to guard against identity theft.
· Always keep your social security card in a safe place. If you want you can place it on a safety box or if you have a home safe you can also place your social security card there together with some of your other important documents. And for those who are fond of putting their social security number on their wallet just be careful not to lose your wallet or else you might just wake one day with somebody else walking around town posing as you.
· As much as possible keep refrain from giving out your social security number unless of course you are to obtain a credit report, loan or some other legitimate transactions. If ever you are to conduct other transactions that are entirely different from the above stated and is required to give your social security number be sure to ask why your social security number is needed and always try to find out the legitimacy of your transaction before giving away such important information.
· If you are an avid web user make sure to refrain from giving any personal information to web sites that are not employing Secure Sockets Layer especially in transferring information. Look for web sites that make use of https and encrypt all information between your computer and the site. Likewise, always read the privacy policy of the web site in order to gain insight on how they process and secure information their gathered information.
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Thursday, 11 August 2011
TX Systems MyKey Mobile Password Key (S220206)
The new TX Systems S220206 CHIPDRIVE MyKey Computer Lock and Password Manager was especially developed for notebook users to automatically and easily protect their privacy and sensitive data. Sensitive information - for example passwords and personal information - are stored on a smart card in plug-in format (ID-000). Insert the handy CHIPDRIVE MyKey™-Stick with the included CHIPDRIVE Masterkey 24k in any USB slot, enter your PIN - and you immediately have access to your data. Remove the stick from the USB slot again - and your sensitive data is promptly protected. It has never been easier, faster or more secure in protecting sensitive data and information, and fill out internet forms! Your data and information are reliably protected while the exasperating password memorizing is eliminated. Information and passwords are stored on the TX Systems S220206 CHIPDRIVE MyKey Computer Lock and Password Manager. Simply insert the TX Systems S220206 CHIPDRIPrice: $29.99
The moral behind every identity theft stories
You may have been shocked at the stories of identity theft told by those who have fallen victim into this kind of crime. With the way things are going today, you can expect more to read and see more of these crimes being presented.
According to recent studies on identity theft, more than 7 million people have become victims of this crime in the US alone. If you compute that on a daily basis, it would result to around 19,000 identity cases a day.
Based on these numbers alone, you will realize that identity theft is really something that should be given serious attention and focus on. With the technology getting more and more advanced everyday, these identity theft stories are not likely to end up soon.
What was presented above was just summaries. They are just if you compare them with the real life stories of what the victims have been though, they will seem insignificant. Many of the people who have experienced the crime have developed traumas that are not easy to get over. Hearing about identity theft stories is way different from being in the situation or having someone close to you relate what had happened.
Although there is no stopping you from becoming a victim of identity theft, there are a lot of steps to take to prevent this from happening. All in all, it all boils down to maintaining a constant watch over your credit or payments. You just need your common sense to tell you if something suspicious has taken place.
By taking these things into consideration, you are making it harder for these thieves to get past the walls that you have erected. Not only that, you will not be among those who have suffered, are suffering and will suffer.
Take note that identity thieves are no different from any other thieves. They too do not like to work hard to get something. If you try and make it quite hard for them to consider you a potential victim, they would probably just let you off and go find another with a more lenient protection around themselves.
Take the case of phishing for example.
Phishing is simply an email you receive that seem to be coming from one of your banks. The message is telling you to get in your online account and confirm some of the details needed. Normally there would be a link included in the mail for convenient purposes.
The instant you clicked on the link, identity thieves will record your ID and password. Once they have this information, it will be easy for them to get into your account. They would probably wipe your account clean in a matter of minutes. You have just lost all your hard earned money.
How will you make use of common sense in this kind of situation?
The very first thing you have to realize is that your banks already have all your personal data saved. If they did not have all these, they will not be able to process your account. So why are they asking for these things again?
The best thing to do is to not give that message another thought. Better yet, thrash them because it is a scam. If that is legitimate, your bank will try to contact you again over other means of communication.
But if you are having second thoughts on the legitimacy of the message, the best thing to do is confirm it. If you have the number of your bank, try and call them. Ask them if they did send the email and why are they doing so.
If they are not the ones who sent you the email, they will probably have the same reaction as you when you received the message.
Moral of this identity theft story? Do not ever try to get into your account via the link sent to you by email. If you have been doing your business online for quite some time, you should know that there is a specified page in where you do your business.
The next option would be to go into the bank’s homepage and log in there if you want to access your account.
Wednesday, 10 August 2011
What kind of damage can identity thieves?
Identity thieves can cost money, time, your personal reputation, and much more. Steal your digital profile (IE. credit cards, social security number, bank account numbers, driver's license, etc.) can be a nightmare come true. Let's briefly examine how serious the problem could be.
Criminals who gain access to your personal information can make illegal purchases in your name. Of course, thieves fail to pay their illegal bills and shows on your credit report and drive down your credit score. These same people can open new accounts and repeat the process. You can be caught know months until bill collectors start to contact you.
People who gain access to your confidential information, can apply for student loans, mobile phone accounts, renting a home, take a vacation, opening a utility company (electric or water), obtain medical or other services in your name. You can even find yourself being arrested, because the "fraudulent you" actually was arrested and was unable to demonstrate to a court hearing.
A criminal who has obtained your electronic profile, including your social security number, you can even get jobs in your name, registering for benefits with local, State or federal agencies or take out a personal loan using your name. Each of the "threat vectors" mentioned above is real and happening all too often.
People in Government, law enforcement officials and merchants of all types are aware of the problem. The way in which we perform e-commerce is something imperfect and a window of opportunities that exist for identity thieves. You would be unaware that a problem exists until collectors come after you for failing to meet your fraudulent obligations.
Unraveling rod is a real problem, which can cost you time, money and your personal reputation. The task of correcting out everything can go on for years. There is a process that is set up to help you do it, but you must "cross every 't and dot all the ' most important '. Otherwise, the companies in which fraud was committed be unsympathetic. Some jurisdictions do not allow transmission of identity theft.
A couple discovered their identity was used to buy computers and deliver to an alternant address. The offender would receive the shipment and probably resell the computers. The same couple of identity was used to buy tires for the same purpose. Crimes reported to local law enforcement officials and they refused to take a report. Their reason not to allow the reporting of the crime was that "there are too many incidents like this for us to handle". The bottom line is that the load falls after a victim of identity theft. The innocent individual is presumed guilty until he or she can prove that the accusations are false.
You should do everything within your power to prevent identity theft from occurring to you. You must adopt security best practices in various stages of your life and follow. You must be familiar with the threat environment and remedies and respond quickly when you discover that you are a victim of identity theft.
Tuesday, 9 August 2011
Your child's identity: protect your future
Identity theft is a crime that is unbiased, it shall not one sex or nationality or age group, identity thieves takes a name and use it regardless of any other factor. You might wonder what an identity thief would do with a child's identity. But the question is not what they can do, but what can you do with a child's identity, your child's identity. A child is more vulnerable than a credit established adult. Bold statement Yes, but it is truth, several factors makes children far more vulnerable than adults.
What makes a child's identity so vulnerable?
A child is a child. Most people have no jobs to worry about, or bills to pay. If their not concentrated on school or sport, they are worried about the latest music, phone, or movies. This simple factor leaves them vulnerable in the event that their identity was to be stolen. Children have no reason to regularly check their credit report, which leaves identity thieves months and even years to do their damage if they got their hands on their identity. So at the time notices to anyone that credit card and services were purchased with their child's identity, is the damage already done.
The Damage
The identity of child victims are often used by identity thieves to file taxes. So when family or legal guardians of the child files their taxes these funds can be either withheld or suspended all together, because the Government sees the file as a duplicate. When a child's identity is stolen, can it unconstitutionally them in adulthood. If your credit has been seriously damaged, they may not hire a car or an apartment at all, and if they are in a position to do you probably need to use a co-sign to make these larger transactions. When it is clear that your child's identity was stolen, then evidence to the Government that you are who you say you take an ample amount of time, which allows identity thieves plenty of time to cover their tracks and when they have it becomes almost impossible to trace them.
Protect your child's identity from the beginning is the only way to protect their future. Children are more vulnerable now then they have ever been, and protect their credit is a priceless gift, they can take with them for the rest of their lives. Don't leave them exposed for unbiased thieves. To learn more, click on the enhanced protection for your child here.
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Identity Theft: Ways to Prevent It
Identity theft is a very serious crime; if you’re a victim of this crime it may have serious consequences. It could mean difficulty in clearing your credit records, getting into debt, losing a lot of money and even getting in trouble with the law. You will also have difficulty obtaining new jobs or apartments. This is because employers and landlords usually check the credit records of their applicants.
This crime occurs when a thief gets information about your credit card numbers, name, address, social security number, and other personal information that should be kept confidential. After they obtained your personal information, they will usually make purchases, open bank accounts, apply for loans, apply for new credit cards, get government benefits, and forge checks in your name.
If you’re a victim, there are ways to solve this problem; you can report the crime to concerned authorities and you can apply for identity theft insurance. Many companies are offering insurance for people to protect their personal information. You can apply for this insurance as an option for homeowner’s insurance policy. However, having identity theft insurance does not prevent identity theft; it will only help you recover if in any case you have been a victim of this crime.
People who become victims of identity theft or identity fraud usually do not figure out how their personal information was acquired by the thief. So, it is wise that you should be careful about your personal information. The best way to prevent this crime is to be careful with your personal information. You first have to know how criminals obtain your personal information.
Thieves obtain personal information in many simple ways. Here are some examples:
• By stealing your wallet containing credit cards, and other personal information.
• By going through your garbage for items containing personal information.
• By providing personal information online through email or registration based websites.
• By pretending to be a new creditor to obtain your credit report.
• By eavesdropping on your phone calls or looking over your shoulder as you use your personal information.
• By promising prizes or awards by contacting you by email that would require you to provide personal and financial information.
Here are some transactions that also create risk:
• Online banking
• Online purchases
• Storing personal information in your computer
• Using your social security information for identification purposes.
However, this does not necessarily mean that you should avoid these transactions. It means that you should be careful when giving away your personal and financial information. Being conscious on how you use your personal and financial information can prevent completion of identity theft.
Here are some tips for safeguarding your personal and financial information:
• Memorize your social security number
• Memorize your PIN numbers
• Don’t use easy to guess passwords, like your birthday or your mother’s maiden name
• Secure your computer by using firewall software and always update your computer security to safeguard your computer from spywares.
• Confirm if the website URL that is requesting your personal information is authentic or legitimate.
• Beware of emails, especially with attachments, belonging to someone you don’t know. Emails like these contain viruses or spywares that can easily be installed in your computer and can send your personal information stored in your computer to thieves.
• Websites that ask for personal information should be secure. A secured website usually has URL that starts with “https://” with the “s” meaning secured.
• Beware of telephone inquiries asking you to give your personal information, unless you contacted them.
• If you lost your credit card, report it immediately to concerned authorities. It could have been stolen by identity thieves.
• Get your mails as soon as it is delivered.
• Do not discard bank, credit card or any other transaction receipts in public areas. Someone might obtain these information by dumpster diving.
These are some of the ways to safeguard your personal information. It is important that you should be aware of what you do to items containing your personal and financial information. Practicing these methods will surely minimize the risk of becoming a victim of identity theft.
Perforate or shred important documents containing personal informations such as old credit cards, used checks and identity cards. You’ll never know when they would fall into wrong hands.
If you suspect that something is wrong, report it immediately to authorities. Be sure that you have a proof that you have reported such incident by keeping it in black and white.
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